Comparison

Zyggy vs Massroufak

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Zyggy

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Zyggy is a payment ecosystem and a neo bank connecting peer-to-peer payments within sub-saharan Africa. Zyggy addresses various payment pains experienced on a day to day basis and embodied this into an all in one solution whereby you can send quick and easy payments on the go within minutes to bank accounts, our unique Zyggy-to-Zyggy username @ tag payments, Zyggy virtual dollar which can be used for shopping on any platform at the cheapest available cost with wider coverage, payment of utility bills, airtime. As a Zyggy user, you get full control of your finances. Send money free unlimited times every month. Zyggy Offers: Zyggy Virtual Dollar Cards, with just a few clicks, you can create a dollar card within minutes. It is perfect for making hassle-free international payments. Funding your card has never been easier with our convenient bank accounts, you can easily fund your card from your Zyggy bank account, giving you access to the money you need, when you need it. Your bank account gives you the flexibility to withdraw any unused funds, ensuring your money is always accessible. Some of the services includes but are not limited too: -E-commerce platforms -Facebook and Google ads services -Subscriptions including netflix, prime, etc -Web-hosting services, -Virtual Private Network Services including Express VPN etc. Instant Peer-to-Peer Money Transfer.Whether you need to send money to a local bank, merchant, vendor or simply to a friend, our platform is here to help you. No more waiting for funds to arrive and say goodbye to high fees. Zyggy Tags or Zyggy to Zyggy: Send money free unlimited times every month. Zyggy tags allows you to easily send or request money for free for Zyggy users. With a few clicks, you can send money to friends and family or businesses without having to always ask or remember their bank details or phone numbers. Zyggy tags are secure and fast with no wait times. Fund your Zyggy Account, Funding your account is easy and quick. All you need is to make sure your default account is funded, you can create a Zyggy dollar card or access other payment features. Making withdrawals from Zyggy is super easy and quick. Airtime and Bill Payment, Zyggy makes it easy to get the job done for TV bill subscription, top-up your phone, electricity bill payment, airtime and data as well as several other bills. All your bills are in one place to help with managing and avoid getting disconnected. Also save your frequently used bills for quick and easy transactions. Your money is safe at Zyggy - We understand that cards can go missing sometimes, that is why you can block your card on the app - Use Private mode to hide your account balance - Our Customer care is ready to assist 24 hours a day and 365 days a year to ensure you have a great user experience. For help, you can use the chat feature on the app or send a message to support@zyggy.co Need help using the Zyggy app, send us a message on support@zyggy.co or simply send a message using the chat feature on the app.

About

Massroufak

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Massroufak is your all-in-one personal finance app designed for families, flatmates, and property managers. - Wallet โ€” Track income and expenses across multiple wallet groups. Set budgets, categorize transactions, and export reports to Excel or PDF. - We Split โ€” Split expenses fairly between friends and family. Track who owes what and settle up with a single tap. - Building โ€” Manage your rental property. Add apartments, track monthly charges, record payments, and store receipts. - WhatsApp โ€” Log transactions directly from WhatsApp. Just send a message to the bot and your wallet is updated instantly. - Available in English and French. Terms of Use: https://www.massroufak.com/terms

Screenshots

Zyggy4 screens
Massroufak4 screens

Verdict

The call

The clearest difference is in-app purchases: Zyggy at none against Massroufak's 4. Zyggy also leads on update cadence (every 5 days vs every 2 weeks) and iOS requirement (13.0 vs 15.1). On price, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Massroufak sells 4 in-app purchases, starting at $3.99 per month. Zyggy asks for nothing beyond the download.

UpkeepUpdate frequency

Zyggy ships an update every 5 days, Massroufak every 2 weeks. The most recent releases landed on October 10, 2026 and October 24, 2026 respectively.

Scorecard3 real differences ยท 3 level
Zyggy versus Massroufak: the parameters behind the verdict, then further details
ParameterZyggyMassroufak
PriceFreeFree
Update frequencyEvery 5 days โ€” betterEvery 2 weeks
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPodiPhone, iPad, iPod โ€” better
Requires iOS13.0 โ€” better15.1
Further details โ€” not scored
Size117 MB47 MB
Age rating17+4+
DeveloperPluto Creative Labs LTDHadi El Haber

In-app purchases

None

Zyggy

No in-app purchases

4 purchases

Massroufak

Subscriptions4
  • Wallet Plus Monthly1 Month trial$3.991 Month
  • Building Monthly1 Month trial$7.991 Month
  • Wallet Plus Annual1 Month trial$33.901 Year
Show 1 more
  • Building Annual1 Month trial$71.901 Year

Questions

Is Zyggy free?
Zyggy is free to download, with no in-app purchases.
Is Massroufak free?
Massroufak is free to download, with in-app purchases available.
Do Zyggy or Massroufak have ads?
Neither Zyggy nor Massroufak shows ads.
Which is updated more often, Zyggy or Massroufak?
Zyggy ships an update every 5 days, and Massroufak every 2 weeks. Most recently, Zyggy was updated on October 10, 2026 and Massroufak on October 24, 2026.

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