Comparison

Debt Tracker Master vs Debt Buddy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debt Tracker Master

This app helps you manage personal debts by recording balances, due dates, and repayment progress. It offers a dashboard for an overview, payment planning tools, and customizable reminders to avoid missed payments. Additionally, it provides learning resources on personal finance and debt management.

Highlights
  • Debt recording and organization
  • Repayment progress tracking
  • Payment planning outlook
  • Customizable payment reminders
  • Personal finance learning resources
  • Debt reduction reports
Features
Read full description

Take control of your debt with Debt Tracker Master, a simple tool to record, organize, and monitor your personal debts. Track balances, due dates, and repayment progress so you can plan more confidently. Key Features 1. Dashboard • View total debt, breakdown by type, repayment progress, and upcoming payments • See your remaining balance and payoff timeline at a glance 2. Debt Recording • Add debts with details such as amount, lender, interest rate, start date, and due date 3. Repayment Tracking • Track balance changes as you record payments • Review progress across different debt types (e.g., credit card, mortgage, personal loan) 4. Debt Organization • Categorize debts by type (credit card, student loan, mortgage, etc.) or priority to plan repayments more effectively 5. Payment Planning • View a 6-month payment outlook with charts to understand upcoming obligations 6. Reminders and Notifications • Customize reminders so you don’t miss a payment • Choose reminders for the due date, 1 day before, or 2 days before 7. Learning Resources • Explore the Learn tab for practical personal finance guidance • Understand loan basics, key terms, common calculation methods, and repayment approaches • Learn about common borrowing pitfalls and ways to reduce risk with simple, general-audience examples 8. Reports and Insights • View reports and insights on your debt reduction progress 9. User Support • Get in-app support for questions or concerns • Access the app’s terms of use, privacy policy, and contact information 10. Settings and Customization • Customize reminder settings and reminder times • Send feedback and rate the app to help us improve If you enjoy using Debt Tracker Master, please consider leaving a review. Disclaimer: Debt Tracker Master does not provide loans, credit offers, or financial services. It is a personal tracking tool for recording debts and planning repayments.

About

Debt Buddy

This app helps you track and manage personal debts and loans. It offers features like payment reminders, interest calculation, and a simple interface to monitor repayment progress.

Highlights
  • Easy debt tracking
  • Payment reminders
  • Interest calculation
  • Intuitive design
  • Local data storage
Features
Read full description

Take Control of Your Finances with Debt Buddy Debt Buddy is your personal debt tracker and manager, designed to help you stay on top of your loans, repayments, and financial commitments. Whether you are borrowing from friends, managing personal loans, or tracking credit card debt, Debt Buddy makes it simple and stress-free. Key Features: Easy Debt Tracking: Add new debts, set due dates, and monitor repayment progress effortlessly. Payment Reminders: Never miss a payment with timely notifications. Interest Calculation: Automatically calculate interest rates and repayment schedules. Simple & Intuitive Design: Clean interface for seamless financial management. Your loan details are stored locally on your device — we do not collect or store your financial data. The app only uses your device ID for personalized ads. Take charge of your financial future. Download Debt Buddy now and simplify your debt management!

Screenshots

Debt Tracker Master4 screens
Debt Buddy4 screens

Verdict

The call

The clearest difference is review sentiment: Debt Buddy at 100% against Debt Tracker Master's 0%. Debt Buddy also leads on in-app purchases (none vs 4) and iOS requirement (12.0 vs 16.6). Debt Tracker Master's advantage is rating (3.7 vs 3.3). On price, ratings volume, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debt Tracker Master sells 4 in-app purchases, starting at $3.99 per month. Debt Buddy asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Debt Tracker Master holds the better App Store score, 3.7 against 3.3. Both are backed by a comparable volume of ratings — 3 and 3 respectively. Written reviews complicate that: 0% of Debt Tracker Master's written reviews are positive against 100% of Debt Buddy's, so the app with the better star average is not the one people write more warmly about.

Scorecard5 real differences · 5 level
Debt Tracker Master versus Debt Buddy: the parameters behind the verdict, then further details
ParameterDebt Tracker MasterDebt Buddy
PriceFreeFree
Rating3.7 (3 ratings) — better3.3 (3 ratings)
Positive reviews0.0% of reviews100.0% of reviews — better
Number of ratings33
Update frequencyEvery 3 days
AdsYesYes
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.612.0 — better
Further details — not scored
Size50 MB33 MB
Age rating4++4
Developer娜 杨舰 何

Customer experience

Debt Tracker Master

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Debt Buddy

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

4 purchases

Debt Tracker Master

Subscriptions2
  • DebtTracker Pro Monthly$3.991 Month
  • DebtTracker Pro Yearly3 Days trial$17.991 Year
One-time2
  • Remove Ads$3.99
  • DebtTracker Pro Lifetime$39.99
None

Debt Buddy

No in-app purchases

Questions

Is Debt Tracker Master free?
Debt Tracker Master is free to download, with in-app purchases available.
Is Debt Buddy free?
Debt Buddy is free to download, with no in-app purchases.
Which has better reviews, Debt Tracker Master or Debt Buddy?
Debt Tracker Master is rated higher. Debt Tracker Master averages 3.7 out of 5 from 3 ratings, while Debt Buddy averages 3.3 from 3 ratings.
Do Debt Tracker Master or Debt Buddy have ads?
Both Debt Tracker Master and Debt Buddy show ads.

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