Zest Mobile vs Topratepay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Zest Mobile
Read full descriptionHide full description
About Zest Mobile App Exciting news! We are thrilled to announce the launch of Zest Mobile, our revolutionary lifestyle mobile app that offers more than just a banking experience. This app is designed to transform the way you manage your lifestyle and finances, and it's completely bank-agnostic, providing you with unparalleled flexibility and convenience. Freedom to pay how you want •Card Options (Mastercard, Visa, Verve) •USSD - supports up to 18 banks •Stanbic IBTC Bank @ease wallet Freedom to pay for what you want •Airtime and Data subscriptions •Cable TV subscriptions •Internet subscriptions •Electricity Payments (prepaid & postpaid) •Travels & Entertainments •Government Payments (taxes, levies, fees) •Insurance and other financial services payments •Virtual Cards (prepaid) •Rewards, loyalty, and discounts Other capabilities that will be deployed in subsequent releases include: •More Payment options - eNaira etc •Personalisation - dark & light mode, colour selection, etc. •Educational subscriptions •Payments for health and medical services •Scheduled and Recurring Payments Getting Started Simply download the app and select Create Account. 1. Enter your First Name and Last Name 2. Provide your email address & phone number 3. Select your gender and provide your Date of Birth, and 4. Set your password 5. Validate request with OTP sent to your phone number and email address.
Topratepay
Easily and securely send money to friends and family with this intuitive mobile app. Enjoy swift, reliable transactions with bank-level security and real-time notifications. Designed for simplicity, it accommodates various payment methods for a worry-free experience.
- Effortless money transfers
- Instant transaction speed
- Bank-level security encryption
- Real-time transfer notifications
- User-friendly interface
- Multiple payment method support
Read full descriptionHide full description
Introducing Topratepay, your trusted companion for effortless and secure money transfers. Seamlessly designed to simplify the way you send money to friends and loved ones, Topratepay ensures that your transactions are swift, reliable, and worry-free. Key Features: 1. Effortless Transactions: With Topratepay, sending money becomes a breeze. The intuitive interface allows users to complete transactions with just a few taps, making it quick and convenient for both sender and recipient. 2. Instant Transfers: Say goodbye to long waiting times. QuickSend enables instant money transfers, ensuring that your loved ones receive the funds they need when they need them the most. 3. Bank-Level Security: We prioritize your security. Topratepay employs cutting-edge encryption technologies to safeguard your financial information, providing you with peace of mind for every transaction. 4. Real-Time Notifications: Stay informed at every step. Topratepay keeps you updated with real-time notifications, from the moment you initiate a transfer to its successful completion. 5. User-Friendly Interface: Topratepay is designed with simplicity in mind. Whether you're a tech-savvy user or new to mobile banking, our user-friendly interface ensures a smooth and enjoyable experience. 6. Wide Range of Accepted Payment Methods: Topratepay accommodates various payment methods, ensuring flexibility and convenience for users. Link your bank account, credit card, or other preferred payment methods effortlessly. Empower your relationships with Topratepay—your go-to app for sending money to those who matter most. Download now and experience the next level of simplicity, speed, and security in mobile money transfers. Topratepay has been in Money Services Business since 2005, registered with the Financial Conduct Authority (FCA) United Kingdom with Registration Number 550566. Registered with HMRC and Companies House registration number 04484535
Screenshots
Verdict
The clearest difference is device support: Topratepay at 3 against Zest Mobile's —. Zest Mobile's advantage is iOS requirement (12.4 vs 15.1). On price and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Zest Mobile | Topratepay |
|---|---|---|
| Price | Free | Free |
| Positive reviews | — | 0.0% of reviews |
| Update frequency | — | Every 14 months |
| Ads | — | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | — | iPhone, iPad, iPod — better |
| Requires iOS | 12.4 — better | 15.1 |
| Further details — not scored | ||
| Size | 26 MB | 40 MB |
| Age rating | 17+ | 4+ |
| Developer | Zest Payments Limited | Toprate Mutual Finance Limited |
In-app purchases
Zest Mobile
No in-app purchases
Topratepay
No in-app purchases








