KOLAKASH AGENT vs Venner

The KolaKash Agent app is to be used by agents and sub agents to assist customers while also earning commission on most transactions. Transactions include: - Customer sign up/enrollment - Customer “add cash” and “cash out” - Bill Pay - Buying Airtime - Remittance - Gift card creation The app can also be used to: - Manage accounts for cashiers and staff - Add subagents - Manage float transfers - View and manage commissions - Engage with customers whenever, wherever at anytime

Venner is a comprehensive maritime financial solution designed to meet the unique financial needs of seafarers and maritime professionals worldwide. Manage your finances seamlessly with advanced security — wherever you are in the world. KEY FEATURES: • Multi-Currency Accounts — Open and manage accounts in EUR, GBP, and USD, all from one app. • Virtual & Physical Prepaid Cards — Get and use your card instantly. Shop online securely without exposing your main account details. • International Transfers — Send money globally with full transparency on fees and exchange rates. • Beneficiary Management — Save and manage your frequent recipients for quick and easy transfers. • Transaction History — View detailed transaction history and request account statements anytime. • Real-Time Notifications — Stay informed with instant push notifications for every transaction and approval request. • Strong Customer Authentication (SCA) — Approve card transactions securely with biometric or PIN verification directly from the app. • Advanced Security — Biometric login (Face ID / Touch ID), PIN protection, SSL certificate pinning, and device integrity checks keep your account safe. • Multi-Language Support — Available in English, Spanish, Portuguese, and many more languages to serve our global maritime community. • Dark Mode — A comfortable viewing experience in any lighting condition. • Customer Support — Reach our support team directly from the app with built-in ticketing and urgent contact options. Venner — Elevating Seafarers to 1st Class Citizens.