FinFlows vs Monetto

FinFlows brings your cash, bank accounts, cards, bills and the people you share money with into one calm, private place. Set it up once, and your bank's SMS log each payment for you. LOGGED BY ITSELF • Bank SMS auto-logging: every UPI, card and account payment is saved, sorted into a category and put in the right wallet • Works with banks in India, the UAE, the UK and the US • Payment screenshots and pasted messages are read too EVERY WALLET, ALWAYS UP TO DATE • Cash in hand, savings, cards and e-wallets, each with its own balance • Move money between wallets and see your net worth at a glance NEVER MISS A DUE DATE • Bills, rent, subscriptions, insurance and loan EMIs with reminders before each one • EMI calculator and loan progress • FinFlows spots payments that repeat and suggests them as bills • Mark a bill paid from the widget or the Lock Screen LEND, BORROW, SETTLE • See who owes you and whom you owe • Split expenses and settle up in a tap SEE WHERE IT GOES • Spending by category, week, month or year • Budgets with alerts • A monthly statement as a PDF to share or save EVERYWHERE YOU ARE • Home Screen and Lock Screen widgets • Apple Watch app with your balance, bills and quick add • Siri: "Add food expense in FinFlows" • iPhone and iPad, Light and Dark Mode, 8 themes PRIVACY Your data stays on your devices and in your own iCloud. FinFlows has no accounts, no ads and no tracking. Face ID keeps it locked. FinFlows is free for up to 50 transactions. FinFlows Pro unlocks unlimited transactions, budgets, recurring transactions and trends, monthly or yearly. Payment is charged to your Apple ID at confirmation. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the period; manage them in your Apple ID settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Monetto is a personal finance manager for iPhone, iPad, and Mac. Track income and expenses, manage accounts and assets, explore analytics, and stay in control—without unnecessary complexity. WHAT YOU CAN DO • Transactions — fast income and expense entry, filters, search, and transaction details. • Accounts & portfolio — multiple accounts and assets, archive, and link transactions to accounts. • Categories — organize spending and income your way. • Profiles — separate contexts (personal, family, and more) with quick switching. • Analytics — charts, periods, cash flow, and clear portfolio insights. • Settings — language, appearance, notifications, and optional app lock (Face ID / PIN). PRIVACY & DATA Built for people who care about accurate numbers, a clean iOS-style experience, and calm control over personal and family finances.