FinFlows vs Money Keeper
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FinFlows
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FinFlows brings your cash, bank accounts, cards, bills and the people you share money with into one calm, private place. Set it up once, and your bank's SMS log each payment for you. LOGGED BY ITSELF • Bank SMS auto-logging: every UPI, card and account payment is saved, sorted into a category and put in the right wallet • Works with banks in India, the UAE, the UK and the US • Payment screenshots and pasted messages are read too EVERY WALLET, ALWAYS UP TO DATE • Cash in hand, savings, cards and e-wallets, each with its own balance • Move money between wallets and see your net worth at a glance NEVER MISS A DUE DATE • Bills, rent, subscriptions, insurance and loan EMIs with reminders before each one • EMI calculator and loan progress • FinFlows spots payments that repeat and suggests them as bills • Mark a bill paid from the widget or the Lock Screen LEND, BORROW, SETTLE • See who owes you and whom you owe • Split expenses and settle up in a tap SEE WHERE IT GOES • Spending by category, week, month or year • Budgets with alerts • A monthly statement as a PDF to share or save EVERYWHERE YOU ARE • Home Screen and Lock Screen widgets • Apple Watch app with your balance, bills and quick add • Siri: "Add food expense in FinFlows" • iPhone and iPad, Light and Dark Mode, 8 themes PRIVACY Your data stays on your devices and in your own iCloud. FinFlows has no accounts, no ads and no tracking. Face ID keeps it locked. FinFlows is free for up to 50 transactions. FinFlows Pro unlocks unlimited transactions, budgets, recurring transactions and trends, monthly or yearly. Payment is charged to your Apple ID at confirmation. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the period; manage them in your Apple ID settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Money Keeper
Easily track your income and expenses without complex spreadsheets. Set budgets, manage multiple currencies, and visualize your spending habits with clear charts and trends. Your financial data is securely stored on your device and in your iCloud.
- Quick expense and income entry
- Customizable categories with icons
- Monthly budget setting per category
- Multi-currency account management
- Detailed spending charts and trends
- Data export and import
- Face ID/passcode app lock
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Money Keeper helps you understand where your money goes - no spreadsheets, no complicated setup, no finance degree required. Log an expense in seconds, and the app builds the full picture: how much came in, how much went out, and what exactly it was spent on. WHAT MONEY KEEPER DOES • Quick entry - add an expense or income with a couple of taps • Categories with icons - customize your own, including nested subcategories • Budgets - set a monthly limit per category and watch your progress • Multi-currency - accounts in any currency with automatic daily rates and a converted total balance • Statistics - clear charts, a spending map, and month-by-month trends • History - search and filter by date, category, account, or currency • Reminders - gentle nudges so you never forget to log your spending • Export & import - your data is always yours to take YOUR DATA STAYS YOURS • Everything is stored on your device and in your personal iCloud • Lock the app with Face ID or a passcode; amounts hide in the app switcher • No ads, no data selling - ever Start today: your first entry takes ten seconds, and within a week you'll see where your money actually goes.
Screenshots
Verdict
The clearest difference is in-app purchases: Money Keeper at none against FinFlows's 2. FinFlows's advantage is iOS requirement (17.0 vs 26.0). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. FinFlows sells 2 in-app purchases, starting at $0.99 per month. Money Keeper asks for nothing beyond the download.
| Parameter | FinFlows | Money Keeper |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Monthly | — |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | — | Free |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPad |
| Requires iOS | 17.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 46 MB | 11 MB |
| Age rating | 4+ | 4+ |
| Developer | Ahsan MT | Rustam Maksyutov |
In-app purchases
FinFlows
- Pro$0.991 Month
- Pro$9.991 Year
Money Keeper
No in-app purchases









