Comparison

FinFlows vs Finzey

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FinFlows

Features
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FinFlows brings your cash, bank accounts, cards, bills and the people you share money with into one calm, private place. Set it up once, and your bank's SMS log each payment for you. LOGGED BY ITSELF • Bank SMS auto-logging: every UPI, card and account payment is saved, sorted into a category and put in the right wallet • Works with banks in India, the UAE, the UK and the US • Payment screenshots and pasted messages are read too EVERY WALLET, ALWAYS UP TO DATE • Cash in hand, savings, cards and e-wallets, each with its own balance • Move money between wallets and see your net worth at a glance NEVER MISS A DUE DATE • Bills, rent, subscriptions, insurance and loan EMIs with reminders before each one • EMI calculator and loan progress • FinFlows spots payments that repeat and suggests them as bills • Mark a bill paid from the widget or the Lock Screen LEND, BORROW, SETTLE • See who owes you and whom you owe • Split expenses and settle up in a tap SEE WHERE IT GOES • Spending by category, week, month or year • Budgets with alerts • A monthly statement as a PDF to share or save EVERYWHERE YOU ARE • Home Screen and Lock Screen widgets • Apple Watch app with your balance, bills and quick add • Siri: "Add food expense in FinFlows" • iPhone and iPad, Light and Dark Mode, 8 themes PRIVACY Your data stays on your devices and in your own iCloud. FinFlows has no accounts, no ads and no tracking. Face ID keeps it locked. FinFlows is free for up to 50 transactions. FinFlows Pro unlocks unlimited transactions, budgets, recurring transactions and trends, monthly or yearly. Payment is charged to your Apple ID at confirmation. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the period; manage them in your Apple ID settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Finzey

Features
Read full description

Track expenses, credit card bills, budgets and goals without relying on spreadsheets. Finzey connects your banks and cards through open banking, brings transactions together and shows where your money goes. Open banking made simple Connect banks, cards and investments through 5,000+ connectors. Sync balances, transactions and bills, check the status of each connection and reconnect an institution whenever needed. Expense and credit card tracking • Add income, expenses and transfers in a few steps • Organize transactions with categories and tags • Track credit card bills, limits, due dates and the best purchase day • Manage installments and recurring transactions • See accounts and cards in one financial overview Budgeting that becomes a habit • Set a monthly budget and category spending limits • See how much you spent and how much remains for the month • Create savings goals with an amount, target date and contribution history • View a financial projection for the months ahead Subscriptions and smart alerts Track recurring services, monthly costs and yearly projections, and get renewal reminders. Enable alerts for bills, budgets, goals, installments and important transactions. Reports for better decisions Understand your progress with income versus expenses, net worth, savings rate, category spending, monthly comparisons and insights about budgets, subscriptions and goals. Filter reports by date, account, card and category. Finzey Premium Expand your open banking connections and unlock advanced reports, custom alerts, Excel export, backup and sync. Monthly and yearly plans renew automatically and can be managed in App Store settings. Security and control You choose which institutions to connect and can disconnect them at any time. Finzey organizes financial data for tracking and planning; it never moves your money. Download Finzey and turn financial information into better decisions every month. Terms and privacy Terms of Use: https://finzey.app/terms Privacy Policy: https://finzey.app/policy

Screenshots

FinFlows4 screens
Finzey4 screens

Verdict

The call

The clearest difference is in-app purchases: Finzey at none against FinFlows's 2. Finzey also leads on update cadence (weekly vs monthly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. FinFlows sells 2 in-app purchases, starting at $0.99 per month. Finzey asks for nothing beyond the download.

UpkeepUpdate frequency

FinFlows ships an update monthly, Finzey weekly. The most recent releases landed on October 27, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 4 level
FinFlows versus Finzey: the parameters behind the verdict, then further details
ParameterFinFlowsFinzey
PriceFreeFree
Update frequencyMonthlyWeekly — better
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS17.016.4 — better
Further details — not scored
Size46 MB73 MB
Age rating4++4
DeveloperAhsan MTInside Tech LTDA

In-app purchases

2 purchases

FinFlows

Subscriptions2
  • Pro$0.991 Month
  • Pro$9.991 Year
None

Finzey

No in-app purchases

Questions

Is FinFlows free?
FinFlows is free to download, with in-app purchases available.
Is Finzey free?
Finzey is free to download, with no in-app purchases.
Do FinFlows or Finzey have ads?
Neither FinFlows nor Finzey shows ads.
Which is updated more often, FinFlows or Finzey?
FinFlows ships an update monthly, and Finzey weekly. Most recently, FinFlows was updated on October 27, 2026 and Finzey on October 25, 2026.

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