Comparison

ZugerKB Access vs Subby Buddy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ZugerKB Access

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The "ZugerKB Access" app enables you to log in to Zuger Kantonalbank's e-banking service and approve payments conveniently and securely. Our app meets the most stringent security standards while at the same time offering great flexibility for use via your smartphone. "ZugerKB Access" also functions without an internet or telephone connection, and can be used immediately after the first activation. The "ZugerKB Access" app is aimed at clients of Zuger Kantonalbank who use our e-banking service. In order to use the app, you will need an e-banking agreement with Zuger Kantonalbank that is approved for "ZugerKB Access". After installing the app on your device, you then log in to e-banking with your agreement number and personal password. A notification will then appear on your smartphone or tablet asking you to confirm the login. You will then end up directly in e-banking. You can find further information on "ZugerKB Access" at www.zugerkb.ch/access. The app is free of charge. However, costs may be applied to data transfer by the relevant provider.

About

Subby Buddy

Manage all your recurring expenses, from streaming services to bills, in one place. Get insights into your spending, track upcoming charges, and receive smart notifications to avoid unwanted renewals. Organize your finances effortlessly without needing an account.

Highlights
  • Track subscriptions and recurring expenses
  • Monitor monthly and yearly spending
  • View upcoming charges in calendar
  • Get renewal and trial conversion reminders
  • Detect unused subscriptions
  • Organize spending by category
  • Manage free trials
Features
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Take control of your subscriptions, recurring bills, and monthly spending with Subby Buddy. Track streaming services, apps, memberships, rent, insurance, utilities, car payments, and more — all in one clean dashboard designed to help you understand where your money goes every month. Subby Buddy helps you: • Track subscriptions and recurring expenses • Monitor monthly and yearly spending instantly • See upcoming charges in calendar view • Get reminders before renewals and trial conversions • Detect subscriptions you still pay for but no longer use • View financial insights based on your income • Organize spending by category and payment method • Track active, inactive, and unused subscriptions • Manage free trials before they become paid charges Insights Dashboard: • Financial health overview • 3% subscription rule tracking • Waste detection for unused subscriptions • Monthly spending trends • Upcoming charges analysis • Spending breakdown by category and payment method Calendar View: • Visual monthly payment calendar • Upcoming charges timeline • Free trial expiration tracking • Daily payment summaries Smart Notifications: • Free trial ending reminders • Annual renewal alerts • Upcoming payment reminders • Warnings for subscriptions marked “not using” • Multi-payment alerts for busy billing days Private by design: Your data stays on your device. No account required. Subby Buddy makes recurring spending easier to understand — without spreadsheets or surprises.

Screenshots

ZugerKB Access4 screens
Subby Buddy4 screens

Verdict

The call

The clearest difference is update cadence: Subby Buddy at every 3 weeks against ZugerKB Access's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ZugerKB Access ships an update every 3 months, Subby Buddy every 3 weeks. The most recent releases landed on October 13, 2026 and October 7, 2026 respectively.

Scorecard1 real difference · 9 level
ZugerKB Access versus Subby Buddy: the parameters behind the verdict, then further details
ParameterZugerKB AccessSubby Buddy
PriceFreeFree
Rating—5.0 (5 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—5 — better
Update frequencyEvery 3 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size17 MB25 MB
Age rating4+4+
DeveloperZuger KantonalbankTento LLC

In-app purchases

None

ZugerKB Access

No in-app purchases

None

Subby Buddy

No in-app purchases

Questions

Is ZugerKB Access free?
ZugerKB Access is free to download, with no in-app purchases.
Is Subby Buddy free?
Subby Buddy is free to download, with no in-app purchases.
Do ZugerKB Access or Subby Buddy have ads?
Neither ZugerKB Access nor Subby Buddy shows ads.
Which is updated more often, ZugerKB Access or Subby Buddy?
ZugerKB Access ships an update every 3 months, and Subby Buddy every 3 weeks. Most recently, ZugerKB Access was updated on October 13, 2026 and Subby Buddy on October 7, 2026.

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