ZugerKB Access vs Subby Buddy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ZugerKB Access
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The "ZugerKB Access" app enables you to log in to Zuger Kantonalbank's e-banking service and approve payments conveniently and securely. Our app meets the most stringent security standards while at the same time offering great flexibility for use via your smartphone. "ZugerKB Access" also functions without an internet or telephone connection, and can be used immediately after the first activation. The "ZugerKB Access" app is aimed at clients of Zuger Kantonalbank who use our e-banking service. In order to use the app, you will need an e-banking agreement with Zuger Kantonalbank that is approved for "ZugerKB Access". After installing the app on your device, you then log in to e-banking with your agreement number and personal password. A notification will then appear on your smartphone or tablet asking you to confirm the login. You will then end up directly in e-banking. You can find further information on "ZugerKB Access" at www.zugerkb.ch/access. The app is free of charge. However, costs may be applied to data transfer by the relevant provider.
Subby Buddy
Manage all your recurring expenses, from streaming services to bills, in one place. Get insights into your spending, track upcoming charges, and receive smart notifications to avoid unwanted renewals. Organize your finances effortlessly without needing an account.
- Track subscriptions and recurring expenses
- Monitor monthly and yearly spending
- View upcoming charges in calendar
- Get renewal and trial conversion reminders
- Detect unused subscriptions
- Organize spending by category
- Manage free trials
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Take control of your subscriptions, recurring bills, and monthly spending with Subby Buddy. Track streaming services, apps, memberships, rent, insurance, utilities, car payments, and more — all in one clean dashboard designed to help you understand where your money goes every month. Subby Buddy helps you: • Track subscriptions and recurring expenses • Monitor monthly and yearly spending instantly • See upcoming charges in calendar view • Get reminders before renewals and trial conversions • Detect subscriptions you still pay for but no longer use • View financial insights based on your income • Organize spending by category and payment method • Track active, inactive, and unused subscriptions • Manage free trials before they become paid charges Insights Dashboard: • Financial health overview • 3% subscription rule tracking • Waste detection for unused subscriptions • Monthly spending trends • Upcoming charges analysis • Spending breakdown by category and payment method Calendar View: • Visual monthly payment calendar • Upcoming charges timeline • Free trial expiration tracking • Daily payment summaries Smart Notifications: • Free trial ending reminders • Annual renewal alerts • Upcoming payment reminders • Warnings for subscriptions marked “not using” • Multi-payment alerts for busy billing days Private by design: Your data stays on your device. No account required. Subby Buddy makes recurring spending easier to understand — without spreadsheets or surprises.
Screenshots
Verdict
The clearest difference is update cadence: Subby Buddy at every 3 weeks against ZugerKB Access's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ZugerKB Access ships an update every 3 months, Subby Buddy every 3 weeks. The most recent releases landed on October 13, 2026 and October 7, 2026 respectively.
| Parameter | ZugerKB Access | Subby Buddy |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (5 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 5 — better |
| Update frequency | Every 3 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 17 MB | 25 MB |
| Age rating | 4+ | 4+ |
| Developer | Zuger Kantonalbank | Tento LLC |
In-app purchases
ZugerKB Access
No in-app purchases
Subby Buddy
No in-app purchases









