PayLocally vs PayFargo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayLocally
This app offers a hybrid online payment solution for shoppers and businesses. It allows users to make payments with or without traditional cards, provided their account is pre-credited.
- Hybrid online payment processing
- Payment without debit/credit cards
- Pre-credited account payments
- Online shopper payments
- E-merchant payment solutions
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It is a hybrid online Payment solution that provides payment processing to both online shoppers, e-merchants and businesses. It’s online payment solution enables online shoppers to make payments with or without debit or credit cards as long as the user's account is pre-credited with debit or credit card. And this can be done through PayLocally’s website.
PayFargo
Send money and pay bills internationally with a secure and fast mobile app. Easily manage cross-border transfers, utility payments, and mobile top-ups with real-time exchange rates and multiple payment options.
- International money transfers
- Bill payments
- Mobile top-ups
- Real-time exchange rates
- Transaction tracking
- Multiple payment options
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PAYFARGO is a secure international money transfer and bill payment app that enables users to send funds and pay essential expenses for family, friends, and businesses across multiple countries. The app offers fast cross-border transfers, utility bill payments, mobile top-ups, real-time exchange rates, transaction tracking, and multiple payment options including bank cards and Apple Pay. PAYFARGO is designed to provide a simple, reliable, and convenient financial solution for users supporting loved ones abroad through an easy-to-use mobile experience.
Screenshots
Verdict
The clearest difference is update cadence: PayLocally at monthly against PayFargo's every 4 months. PayLocally also leads on iOS requirement (10.3 vs 15.1). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for PayLocally against 5.0 for PayFargo. Both are backed by a comparable volume of ratings — 1 and 1 respectively.
PayLocally ships an update monthly, PayFargo every 4 months. The most recent releases landed on October 30, 2026 and October 25, 2026 respectively.
| Parameter | PayLocally | PayFargo |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (1 ratings) |
| Number of ratings | 1 | 1 |
| Update frequency | Monthly — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 10.3 — better | 15.1 |
| Further details — not scored | ||
| Size | 30 MB | 146 MB |
| Age rating | 17+ | 17+ |
| Developer | PayLocally LLC | PayFargo LLC |
In-app purchases
PayLocally
No in-app purchases
PayFargo
No in-app purchases
