Subscription & Budget Tracker vs SubWatch
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Subscription & Budget Tracker
Manage your recurring payments and savings goals in one place. Track subscriptions, precious metals, and cryptocurrency with real-time price updates and detailed financial analysis. Receive payment reminders and visualize your financial health.
- Subscription tracking and spending analysis
- Savings and asset tracking (precious metals, crypto)
- Real-time price updates for assets
- Payment due date reminders
- Portfolio distribution charts
- Customizable notifications
- Secure login with FaceID/TouchID
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Subscription and Savings Tracker The most comprehensive app to track your subscriptions, savings, precious metals, and crypto assets all in one place. Control your budget, reach your financial goals. Take complete control of your finances with both subscription and savings management: Savings & Asset Tracking: Track gold, silver, and precious metal prices in real-time Monitor your Bitcoin, Ethereum, and other crypto holdings Manage your investment positions with exchange rates (USD, EUR, GBP, CHF) View your asset allocation with portfolio distribution charts Track daily price changes instantly View your transaction history in the asset detail screen Subscription Tracking: Calculate your monthly payments and track your spending Extensive subscription list with company logos - search and easily add Get reminder notifications when payment is due Track subscription price fluctuations with price change charts Perform detailed analysis with statistical graphs Other Features: Customize your notification times Secure login with FaceID and TouchID Dark mode support Amazing lock screen and home screen widgets Track your subscriptions from your Apple Watch app Premium: Unlimited asset tracking + Zero Ads Important: To use the Apple Watch app, ensure Apple ID and iCloud are enabled on your device.
SubWatch
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Subwatch - Add Free Subscription Tracker Take control of your subscriptions with Subwatch, a clean and privacy-first app designed to help you track subscriptions, avoid unwanted renewals, and understand where your money goes. Whether it is streaming, software, utilities, or memberships, Subwatch gives you a simple way to manage recurring payments without ads, clutter, or invasive tracking. 1. Track All Your Subscriptions Easily add and manage subscriptions in one place: - Streaming services - Music and entertainment - Software and productivity tools - Utilities and memberships - Any recurring payment See renewal dates, billing cycles, and amounts at a glance. 2. Smart Renewal Reminders Never miss a renewal again: - Get reminders before a subscription renews - Choose how early you want to be notified - Avoid surprise charges and forgotten trials Reminders are configurable per subscription. 3. Automatic Subscription Detection (Pro Subscription) Save time with smart detection: - Paste subscription emails directly into the app - Upload credit card statements to let app auto detect all the subscriptions. - Automatically detect subscription details and amounts All detected subscriptions appear as Pending Confirmation, so you stay fully in control. 4. Usage Check-Ins and Insights (Pro Subscription) Understand what you actually use: - Periodic usage check-ins based on your preferences - Identify subscriptions you rarely use - Get insights to help decide what to keep or cancel No invasive tracking. Usage is based only on your input. 5. Privacy-First by Design Your data stays yours: - Local-first processing by default - Optional cloud features with explicit consent (Pro Subscription) - No ads - No trackers - No selling of personal data Email parsing is designed with data minimization and security in mind. 6. Secure Cloud Sync (Pro Subscription) Option to synch all your data to cloud for multi device portability. - Sync subscriptions across devices - Secure, encrypted storage - Seamless experience when switching phones 7. Clean and Elegant Design Designed for clarity and ease of use: - Modern, minimal interface - Dark-mode optimized - Smooth animations and intuitive controls Built to feel simple, fast, and premium. Take control of your subscriptions with Subwatch. Simple, private, add free and built to last. Privacy Policy: https://subwatch.ytechs.ca/privacy/ Terms of use: https://subwatch.ytechs.ca/terms/
Screenshots
Verdict
The clearest difference is update cadence: SubWatch at weekly against Subscription & Budget Tracker's every 3 weeks. SubWatch also leads on device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Subscription & Budget Tracker sells 1 one-off in-app purchase and SubWatch sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
Subscription & Budget Tracker ships an update every 3 weeks, SubWatch weekly. The most recent releases landed on October 24, 2026 and October 19, 2026 respectively.
| Parameter | Subscription & Budget Tracker | SubWatch |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 77.8% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 3 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 11 MB | 44 MB |
| Age rating | 4+ | 4+ |
| Developer | Emre Cakir | 9380-5943 Quebec Inc. |
In-app purchases
Subscription & Budget Tracker
- Buy Premium$4.99
SubWatch
- SubWatch Pro Monthly7 Days trial$3.991 Month
- SubWatch Pro Annual7 Days trial$34.991 Year
Questions
Is Subscription & Budget Tracker free?
Is SubWatch free?
Do Subscription & Budget Tracker or SubWatch have ads?
Which is updated more often, Subscription & Budget Tracker or SubWatch?
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