Subscription & Budget Tracker vs Subtle
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Subscription & Budget Tracker
Manage your recurring payments and savings goals in one place. Track subscriptions, precious metals, and cryptocurrency with real-time price updates and detailed financial analysis. Receive payment reminders and visualize your financial health.
- Subscription tracking and spending analysis
- Savings and asset tracking (precious metals, crypto)
- Real-time price updates for assets
- Payment due date reminders
- Portfolio distribution charts
- Customizable notifications
- Secure login with FaceID/TouchID
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Subscription and Savings Tracker The most comprehensive app to track your subscriptions, savings, precious metals, and crypto assets all in one place. Control your budget, reach your financial goals. Take complete control of your finances with both subscription and savings management: Savings & Asset Tracking: Track gold, silver, and precious metal prices in real-time Monitor your Bitcoin, Ethereum, and other crypto holdings Manage your investment positions with exchange rates (USD, EUR, GBP, CHF) View your asset allocation with portfolio distribution charts Track daily price changes instantly View your transaction history in the asset detail screen Subscription Tracking: Calculate your monthly payments and track your spending Extensive subscription list with company logos - search and easily add Get reminder notifications when payment is due Track subscription price fluctuations with price change charts Perform detailed analysis with statistical graphs Other Features: Customize your notification times Secure login with FaceID and TouchID Dark mode support Amazing lock screen and home screen widgets Track your subscriptions from your Apple Watch app Premium: Unlimited asset tracking + Zero Ads Important: To use the Apple Watch app, ensure Apple ID and iCloud are enabled on your device.
Subtle
Effortlessly manage your recurring expenses by simply photographing bills and renewal notices. This app intelligently extracts subscription details, allowing you to review and track them without linking bank accounts or credit cards.
- Photo-based subscription tracking
- Automatic detail extraction
- Renewal alerts
- Categorization of expenses
- Multi-currency support
- No bank linking required
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Subtle is a private, photo-first subscription tracker for people who want to understand recurring payments without linking a bank account. Take a photo of a receipt, billing page, renewal email, or screenshot. Subtle reads the subscription name, amount, billing cycle, and next renewal date, then lets you review every field before saving. Track subscriptions without forms, spreadsheets, or card connections. What Subtle helps you do: - Track subscriptions and recurring payments in one place - Scan receipts, bills, renewal emails, and screenshots - Review detected details before anything is saved - See monthly subscription spending at a glance - Keep an eye on upcoming renewals - Get renewal reminders before charges arrive - Track categories like streaming, AI, music, cloud, productivity, and more - Edit, pause, or remove subscriptions anytime - Use multiple currencies for clearer monthly totals Subtle is built for the small charges that are easy to miss: app plans, software tools, streaming services, cloud storage, memberships, newsletters, and other monthly or yearly payments. No bank linking. No card connection. No long setup flow. Just photograph what charges you, review what Subtle found, and keep your subscriptions visible. Free to start: track up to 5 subscriptions and use 3 scans per month. Upgrade when you want unlimited subscriptions and scans. Privacy Policy: https://subtle.page/privacy/ Terms of Use (EULA): https://subtle.page/terms/
Screenshots
Verdict
The clearest difference is update cadence: Subscription & Budget Tracker at every 3 weeks against Subtle's every 2 months. On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Subscription & Budget Tracker sells 1 one-off in-app purchase and Subtle sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for Subscription & Budget Tracker against 5.0 for Subtle. Both are backed by a comparable volume of ratings — 1 and 1 respectively.
Subscription & Budget Tracker ships an update every 3 weeks, Subtle every 2 months. The most recent releases landed on October 1, 2026 and October 8, 2026 respectively.
| Parameter | Subscription & Budget Tracker | Subtle |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (1 ratings) |
| Positive reviews | 77.8% of reviews | — |
| Number of ratings | 1 | 1 |
| Update frequency | Every 3 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 11 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | Emre Cakir | Data-Traces LLC |
Customer experience
Subscription & Budget Tracker
Subtle
In-app purchases
Subscription & Budget Tracker
- Buy Premium$4.99
Subtle
- Pro Monthly$4.991 Month
- Pro Yearly$39.991 Year
Questions
Is Subscription & Budget Tracker free?
Is Subtle free?
Which has better reviews, Subscription & Budget Tracker or Subtle?
Do Subscription & Budget Tracker or Subtle have ads?
Which is updated more often, Subscription & Budget Tracker or Subtle?
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