Comparison

MoneyMaster PSB vs NAF Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MoneyMaster PSB

This digital banking app offers mobile wallets, savings, and current accounts for individuals and businesses. Manage funds, send money, pay bills, and purchase airtime/data conveniently.

Highlights
  • Mobile wallets
  • Savings and current accounts
  • Fund transfers
  • Bill payments
  • Airtime and data top-up
  • Business payment solutions
Read full description

MoneyMaster Payment Service Bank (MMPSB) is a leading digital bank in Nigeria that offers a broad range of services that include mobile wallets, savings account, individual current account and business account. Through these accounts, our customers can deposit and withdraw funds, send money, buy airtime and data, purchase or renew cable TV subscriptions, and pay utility bills, such as electricity and water, all from the palm of your hand. We support businesses by offering them bespoke seamless payment solutions, tailored collection services and vendor payment management. Registration: • Glo Customers: Simply enter your active Glo phone number to get started; no additional documents are required. If you wish to increase your transaction limits, you can provide your BVN (Bank Verification Number) for further validation. • Non-Glo Customers: You can open an account by using the phone number registered in your BVN profile. Enter your BVN, and you're good to go. Both Glo and non-Glo customers must use their BVN phone number for BVN validation, whether for account opening or limit adjustments. Types of Accounts: • Glo Customers: You can open a tier-2 mobile wallet without the need for additional validation. After BVN validation, customers from all Mobile Money Operators (MMOs) can open Savings and Current accounts. Savings and Current accounts come with a mobile wallet and default Tier-3 transaction limits. You can customize your transaction limits in the App settings. Services: 1. Fund Your Account: • Via Mobile Banking App: Open your existing mobile banking app, select the "send" or "transfer funds" option, enter the recipient's phone number without the first '0' (e.g., 805557xxxx), choose 'MoneyMaster PSB' as the recipient bank, enter your PIN, and submit. • At a Gloworld Shop: Visit your nearest Gloworld shop and deposit cash at the cashier's desk to fund your wallet. 2. Send & Receive Money: You can send money to any bank account or mobile wallet in Nigeria by providing the beneficiary's bank account number and bank name. To receive funds, simply share your phone number without the first zero as your account number. Alternatively, you can share your 10-digit savings or current account number (NUBAN) with the sender. 3. Withdraw Cash: To withdraw cash, visit your nearest Gloworld location. From your app, select 'withdraw,' enter the 6-digit agent code displayed at the cashier's desk, specify the amount, input your Transaction PIN, and you're done. Collect your cash from the cashier. 4. Buy Airtime & Data: You can purchase airtime for any mobile network operator in Nigeria and buy data packs directly from the app. We provide a pop-up menu for easy selection of data bundles for each operator. 5. Cable TV: Access the cable TV icon on the app, choose your service provider, select your plan, enter your customer ID (smartcard number), and submit. 6. Electricity: Navigate to the electricity icon on the app's homepage, select your biller, enter your meter number, specify the amount, input your PIN, and submit. For added convenience, you can save beneficiaries for future transactions. Check your most recent or historical transactions through the 'Transaction' button in the app's footer menu. To learn more about MoneyMaster PSB , please visit our website (https://moneymasterpsb.com/) or follow us on social media: • Facebook: https://www.facebook.com/profile.php?id=61552839581320&mibextid=LQQJ4d • Twitter: https://twitter.com/Moneymasterpsb • Instagram: https://www.instagram.com/moneymasterpsb/

About

NAF Mobile

Access your Nigerian Airforce Microfinance Bank accounts in real-time. Perform transfers, pay bills, and top up airtime. Features biometric login and transaction authorization for enhanced security.

Highlights
  • Real-time account access
  • Account opening
  • Inter-bank transfers
  • Bill payments
  • Airtime and data top-up
  • Biometric login and authorization
Features
Read full description

Mobile Banking by Nigeria Airforce Microfinance Bank. This Mobile Banking app gives you real-time access to your accounts. All account holders can subscribe to this service. Below are some of the services you can enjoy from this mobile banking application: • Account Opening • Registration/Sign-Up • Transfers to NAFMFB accounts • Transfers to Other banks • Cable TV Subscription (DSTV, GOTV etc) • Airtime / Data Top Up (MTN, GLO, AIRTEL, etc.) • Electricity (KEDCO, EKO-ELECTRIC etc.) • Biometric (to access the app- Login) • Biometric (for transaction authorization) • Pin (for transaction authorization) • Quick transactions • Beneficiary Management • Loan Services(Coming Soon) • Card Services (Coming Soon) and much more.

Screenshots

MoneyMaster PSB4 screens
NAF Mobile4 screens

Verdict

The call

The clearest difference is rating: NAF Mobile at 5.0 against MoneyMaster PSB's 2.2. NAF Mobile also leads on update cadence (every 2 weeks vs every 2 months) and iOS requirement (12.0 vs 15.1). MoneyMaster PSB's advantage is ratings volume (23 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

NAF Mobile holds the better App Store score, 5.0 against 2.2. That said, the two scores are not equally well evidenced: MoneyMaster PSB has 23 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

MoneyMaster PSB ships an update every 2 months, NAF Mobile every 2 weeks. The most recent releases landed on October 27, 2026 and October 15, 2026 respectively.

Scorecard4 real differences · 6 level
MoneyMaster PSB versus NAF Mobile: the parameters behind the verdict, then further details
ParameterMoneyMaster PSBNAF Mobile
PriceFreeFree
Rating2.2 (23 ratings)5.0 (1 ratings) — better
Positive reviews28.6% of reviews—
Number of ratings23 — better1
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.112.0 — better
Further details — not scored
Size60 MB30 MB
Age rating17+17+
DeveloperMoneyMaster Payment Service Bank LimitedLOCALMAN TECH LTD

Customer experience

MoneyMaster PSB

All ratings8 ratings
Positive37.5%
Neutral12.5%
Negative50.0%
Written reviews7 reviews
Positive28.6%
Neutral0.0%
Negative71.4%

NAF Mobile

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

MoneyMaster PSB

No in-app purchases

None

NAF Mobile

No in-app purchases

Questions

Is MoneyMaster PSB free?
MoneyMaster PSB is free to download, with no in-app purchases.
Is NAF Mobile free?
NAF Mobile is free to download, with no in-app purchases.
Which has better reviews, MoneyMaster PSB or NAF Mobile?
NAF Mobile is rated higher. MoneyMaster PSB averages 2.2 out of 5 from 23 ratings, while NAF Mobile averages 5.0 from 1 ratings.
Do MoneyMaster PSB or NAF Mobile have ads?
Neither MoneyMaster PSB nor NAF Mobile shows ads.
Which is updated more often, MoneyMaster PSB or NAF Mobile?
MoneyMaster PSB ships an update every 2 months, and NAF Mobile every 2 weeks. Most recently, MoneyMaster PSB was updated on October 27, 2026 and NAF Mobile on October 15, 2026.

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