Comparison

MoneyMaster PSB vs hgt

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MoneyMaster PSB

This digital banking app offers mobile wallets, savings, and current accounts for individuals and businesses. Manage funds, send money, pay bills, and purchase airtime/data conveniently.

Highlights
  • Mobile wallets
  • Savings and current accounts
  • Fund transfers
  • Bill payments
  • Airtime and data top-up
  • Business payment solutions
Read full description

MoneyMaster Payment Service Bank (MMPSB) is a leading digital bank in Nigeria that offers a broad range of services that include mobile wallets, savings account, individual current account and business account. Through these accounts, our customers can deposit and withdraw funds, send money, buy airtime and data, purchase or renew cable TV subscriptions, and pay utility bills, such as electricity and water, all from the palm of your hand. We support businesses by offering them bespoke seamless payment solutions, tailored collection services and vendor payment management. Registration: • Glo Customers: Simply enter your active Glo phone number to get started; no additional documents are required. If you wish to increase your transaction limits, you can provide your BVN (Bank Verification Number) for further validation. • Non-Glo Customers: You can open an account by using the phone number registered in your BVN profile. Enter your BVN, and you're good to go. Both Glo and non-Glo customers must use their BVN phone number for BVN validation, whether for account opening or limit adjustments. Types of Accounts: • Glo Customers: You can open a tier-2 mobile wallet without the need for additional validation. After BVN validation, customers from all Mobile Money Operators (MMOs) can open Savings and Current accounts. Savings and Current accounts come with a mobile wallet and default Tier-3 transaction limits. You can customize your transaction limits in the App settings. Services: 1. Fund Your Account: • Via Mobile Banking App: Open your existing mobile banking app, select the "send" or "transfer funds" option, enter the recipient's phone number without the first '0' (e.g., 805557xxxx), choose 'MoneyMaster PSB' as the recipient bank, enter your PIN, and submit. • At a Gloworld Shop: Visit your nearest Gloworld shop and deposit cash at the cashier's desk to fund your wallet. 2. Send & Receive Money: You can send money to any bank account or mobile wallet in Nigeria by providing the beneficiary's bank account number and bank name. To receive funds, simply share your phone number without the first zero as your account number. Alternatively, you can share your 10-digit savings or current account number (NUBAN) with the sender. 3. Withdraw Cash: To withdraw cash, visit your nearest Gloworld location. From your app, select 'withdraw,' enter the 6-digit agent code displayed at the cashier's desk, specify the amount, input your Transaction PIN, and you're done. Collect your cash from the cashier. 4. Buy Airtime & Data: You can purchase airtime for any mobile network operator in Nigeria and buy data packs directly from the app. We provide a pop-up menu for easy selection of data bundles for each operator. 5. Cable TV: Access the cable TV icon on the app, choose your service provider, select your plan, enter your customer ID (smartcard number), and submit. 6. Electricity: Navigate to the electricity icon on the app's homepage, select your biller, enter your meter number, specify the amount, input your PIN, and submit. For added convenience, you can save beneficiaries for future transactions. Check your most recent or historical transactions through the 'Transaction' button in the app's footer menu. To learn more about MoneyMaster PSB , please visit our website (https://moneymasterpsb.com/) or follow us on social media: • Facebook: https://www.facebook.com/profile.php?id=61552839581320&mibextid=LQQJ4d • Twitter: https://twitter.com/Moneymasterpsb • Instagram: https://www.instagram.com/moneymasterpsb/

About

hgt

Manage essential mobile services like airtime top-ups, data purchases, cable TV subscriptions, and electricity bill payments. Enjoy a fast, secure, and convenient experience for all your utility needs.

Highlights
  • Instant mobile recharge and data purchase
  • Cable TV subscription renewals
  • Electricity bill payments
  • Transaction history tracking
  • Secure payment gateway
  • 24/7 customer support
Features
Read full description

Stay connected effortlessly with Hisgracetel Multiinvestment Company Ltd, your trusted platform for instant mobile recharge, data purchase, cable TV subscriptions, and electricity bill payments — all in one app. Whether you’re topping up airtime, renewing your DSTV or GOTV, or paying electricity bills, Hisgracetel delivers a fast, secure, and convenient experience from anywhere, anytime. Key Features: Instant airtime and data recharge across all major networks Seamless DSTV, GOTV, and Startimes subscription renewals Quick and reliable electricity bill payments for multiple DISCOs Transaction history tracking for easy monitoring Secure payment gateway with bank-grade encryption 24/7 customer support for a smooth experience At Hisgracetel, we’re redefining digital convenience — ensuring you can manage your essential services with just a few taps.

Screenshots

MoneyMaster PSB4 screens
hgt4 screens

Verdict

The call

The clearest difference is rating: hgt at 5.0 against MoneyMaster PSB's 2.1. hgt also leads on update cadence (every 3 weeks vs every 2 months) and iOS requirement (13.0 vs 15.1). MoneyMaster PSB's advantage is ratings volume (25 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

hgt holds the better App Store score, 5.0 against 2.1. That said, the two scores are not equally well evidenced: MoneyMaster PSB has 25 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

MoneyMaster PSB ships an update every 2 months, hgt every 3 weeks. The most recent releases landed on November 8, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 6 level
MoneyMaster PSB versus hgt: the parameters behind the verdict, then further details
ParameterMoneyMaster PSBhgt
PriceFreeFree
Rating2.1 (25 ratings)5.0 (1 ratings) — better
Positive reviews28.6% of reviews—
Number of ratings25 — better1
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.113.0 — better
Further details — not scored
Size60 MB66 MB
Age rating17+17+
DeveloperMoneyMaster Payment Service Bank LimitedHISGRACETEL MULTIINVESTMENT COY LIMITED

In-app purchases

None

MoneyMaster PSB

No in-app purchases

None

hgt

No in-app purchases

Questions

Is MoneyMaster PSB free?
MoneyMaster PSB is free to download, with no in-app purchases.
Is hgt free?
hgt is free to download, with no in-app purchases.
Which has better reviews, MoneyMaster PSB or hgt?
hgt is rated higher. MoneyMaster PSB averages 2.1 out of 5 from 25 ratings, while hgt averages 5.0 from 1 ratings.
Do MoneyMaster PSB or hgt have ads?
Neither MoneyMaster PSB nor hgt shows ads.
Which is updated more often, MoneyMaster PSB or hgt?
MoneyMaster PSB ships an update every 2 months, and hgt every 3 weeks. Most recently, MoneyMaster PSB was updated on November 8, 2026 and hgt on October 30, 2026.

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