Comparison

MoneyMaster PSB vs Tercescrow

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MoneyMaster PSB

This digital banking app offers mobile wallets, savings, and current accounts for individuals and businesses. Manage funds, send money, pay bills, and purchase airtime/data conveniently.

Highlights
  • Mobile wallets
  • Savings and current accounts
  • Fund transfers
  • Bill payments
  • Airtime and data top-up
  • Business payment solutions
Read full description

MoneyMaster Payment Service Bank (MMPSB) is a leading digital bank in Nigeria that offers a broad range of services that include mobile wallets, savings account, individual current account and business account. Through these accounts, our customers can deposit and withdraw funds, send money, buy airtime and data, purchase or renew cable TV subscriptions, and pay utility bills, such as electricity and water, all from the palm of your hand. We support businesses by offering them bespoke seamless payment solutions, tailored collection services and vendor payment management. Registration: • Glo Customers: Simply enter your active Glo phone number to get started; no additional documents are required. If you wish to increase your transaction limits, you can provide your BVN (Bank Verification Number) for further validation. • Non-Glo Customers: You can open an account by using the phone number registered in your BVN profile. Enter your BVN, and you're good to go. Both Glo and non-Glo customers must use their BVN phone number for BVN validation, whether for account opening or limit adjustments. Types of Accounts: • Glo Customers: You can open a tier-2 mobile wallet without the need for additional validation. After BVN validation, customers from all Mobile Money Operators (MMOs) can open Savings and Current accounts. Savings and Current accounts come with a mobile wallet and default Tier-3 transaction limits. You can customize your transaction limits in the App settings. Services: 1. Fund Your Account: • Via Mobile Banking App: Open your existing mobile banking app, select the "send" or "transfer funds" option, enter the recipient's phone number without the first '0' (e.g., 805557xxxx), choose 'MoneyMaster PSB' as the recipient bank, enter your PIN, and submit. • At a Gloworld Shop: Visit your nearest Gloworld shop and deposit cash at the cashier's desk to fund your wallet. 2. Send & Receive Money: You can send money to any bank account or mobile wallet in Nigeria by providing the beneficiary's bank account number and bank name. To receive funds, simply share your phone number without the first zero as your account number. Alternatively, you can share your 10-digit savings or current account number (NUBAN) with the sender. 3. Withdraw Cash: To withdraw cash, visit your nearest Gloworld location. From your app, select 'withdraw,' enter the 6-digit agent code displayed at the cashier's desk, specify the amount, input your Transaction PIN, and you're done. Collect your cash from the cashier. 4. Buy Airtime & Data: You can purchase airtime for any mobile network operator in Nigeria and buy data packs directly from the app. We provide a pop-up menu for easy selection of data bundles for each operator. 5. Cable TV: Access the cable TV icon on the app, choose your service provider, select your plan, enter your customer ID (smartcard number), and submit. 6. Electricity: Navigate to the electricity icon on the app's homepage, select your biller, enter your meter number, specify the amount, input your PIN, and submit. For added convenience, you can save beneficiaries for future transactions. Check your most recent or historical transactions through the 'Transaction' button in the app's footer menu. To learn more about MoneyMaster PSB , please visit our website (https://moneymasterpsb.com/) or follow us on social media: • Facebook: https://www.facebook.com/profile.php?id=61552839581320&mibextid=LQQJ4d • Twitter: https://twitter.com/Moneymasterpsb • Instagram: https://www.instagram.com/moneymasterpsb/

About

Tercescrow

This platform facilitates the secure buying and selling of gift cards, offering competitive rates and a user-friendly experience. Trade popular gift cards with confidence in a reliable environment.

Highlights
  • Fast & Secure Transactions
  • Best Rates Guaranteed
  • Wide Range of Gift Cards
  • User-Friendly Interface
Features
Read full description

Tercescrow is a secure and seamless platform for buying and selling gift cards. Whether you’re looking to trade your unused gift cards for cash or purchase gift cards, Tercescrow provides a seamless experience with the best rates. Key Features: Fast & Secure Transactions – Enjoy a safe and reliable trading environment. Best Rates Guaranteed – Get competitive rates when selling or buying gift cards. Wide Range of Gift Cards – Trade popular gift cards, including Amazon, iTunes, Steam, and more. User-Friendly Interface – A simple and intuitive design ensures a smooth experience. Download now and start trading with confidence!

Screenshots

MoneyMaster PSB4 screens
Tercescrow4 screens

Verdict

The call

The clearest difference is rating: Tercescrow at 4.3 against MoneyMaster PSB's 2.6. Tercescrow also leads on review sentiment (50% vs 29%). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Tercescrow holds the better App Store score, 4.3 against 2.6. Both are backed by a comparable volume of ratings — 7 and 3 respectively. Written reviews point the same way: 29% of MoneyMaster PSB's written reviews are positive against 50% of Tercescrow's.

UpkeepUpdate frequency

MoneyMaster PSB ships an update every 2 months, Tercescrow every 6 weeks. The most recent releases landed on September 7, 2026 and June 1, 2026 respectively.

Scorecard2 real differences · 8 level
MoneyMaster PSB versus Tercescrow: the parameters behind the verdict, then further details
ParameterMoneyMaster PSBTercescrow
PriceFreeFree
Rating2.6 (7 ratings)4.3 (3 ratings) — better
Positive reviews28.6% of reviews50.0% of reviews — better
Number of ratings7 — better3
Update frequencyEvery 2 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.115.1
Further details — not scored
Size60 MB42 MB
Age rating17+17+
DeveloperMoneyMaster Payment Service Bank LimitedTERCES SOLUTION LIMITED

Customer experience

MoneyMaster PSB

All ratings8 ratings
Positive37.5%
Neutral12.5%
Negative50.0%
Written reviews7 reviews
Positive28.6%
Neutral0.0%
Negative71.4%

Tercescrow

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive50.0%
Neutral50.0%
Negative0.0%

In-app purchases

None

MoneyMaster PSB

No in-app purchases

None

Tercescrow

No in-app purchases

Questions

Is MoneyMaster PSB free?
MoneyMaster PSB is free to download, with no in-app purchases.
Is Tercescrow free?
Tercescrow is free to download, with no in-app purchases.
Which has better reviews, MoneyMaster PSB or Tercescrow?
Tercescrow is rated higher. MoneyMaster PSB averages 2.6 out of 5 from 7 ratings, while Tercescrow averages 4.3 from 3 ratings.
Do MoneyMaster PSB or Tercescrow have ads?
Neither MoneyMaster PSB nor Tercescrow shows ads.
Which is updated more often, MoneyMaster PSB or Tercescrow?
MoneyMaster PSB ships an update every 2 months, and Tercescrow every 6 weeks. Most recently, MoneyMaster PSB was updated on September 7, 2026 and Tercescrow on June 1, 2026.

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