Comparison

MoneyMaster PSB vs DSub

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MoneyMaster PSB

This digital banking app offers mobile wallets, savings, and current accounts for individuals and businesses. Manage funds, send money, pay bills, and purchase airtime/data conveniently.

Highlights
  • Mobile wallets
  • Savings and current accounts
  • Fund transfers
  • Bill payments
  • Airtime and data top-up
  • Business payment solutions
Read full description

MoneyMaster Payment Service Bank (MMPSB) is a leading digital bank in Nigeria that offers a broad range of services that include mobile wallets, savings account, individual current account and business account. Through these accounts, our customers can deposit and withdraw funds, send money, buy airtime and data, purchase or renew cable TV subscriptions, and pay utility bills, such as electricity and water, all from the palm of your hand. We support businesses by offering them bespoke seamless payment solutions, tailored collection services and vendor payment management. Registration: • Glo Customers: Simply enter your active Glo phone number to get started; no additional documents are required. If you wish to increase your transaction limits, you can provide your BVN (Bank Verification Number) for further validation. • Non-Glo Customers: You can open an account by using the phone number registered in your BVN profile. Enter your BVN, and you're good to go. Both Glo and non-Glo customers must use their BVN phone number for BVN validation, whether for account opening or limit adjustments. Types of Accounts: • Glo Customers: You can open a tier-2 mobile wallet without the need for additional validation. After BVN validation, customers from all Mobile Money Operators (MMOs) can open Savings and Current accounts. Savings and Current accounts come with a mobile wallet and default Tier-3 transaction limits. You can customize your transaction limits in the App settings. Services: 1. Fund Your Account: • Via Mobile Banking App: Open your existing mobile banking app, select the "send" or "transfer funds" option, enter the recipient's phone number without the first '0' (e.g., 805557xxxx), choose 'MoneyMaster PSB' as the recipient bank, enter your PIN, and submit. • At a Gloworld Shop: Visit your nearest Gloworld shop and deposit cash at the cashier's desk to fund your wallet. 2. Send & Receive Money: You can send money to any bank account or mobile wallet in Nigeria by providing the beneficiary's bank account number and bank name. To receive funds, simply share your phone number without the first zero as your account number. Alternatively, you can share your 10-digit savings or current account number (NUBAN) with the sender. 3. Withdraw Cash: To withdraw cash, visit your nearest Gloworld location. From your app, select 'withdraw,' enter the 6-digit agent code displayed at the cashier's desk, specify the amount, input your Transaction PIN, and you're done. Collect your cash from the cashier. 4. Buy Airtime & Data: You can purchase airtime for any mobile network operator in Nigeria and buy data packs directly from the app. We provide a pop-up menu for easy selection of data bundles for each operator. 5. Cable TV: Access the cable TV icon on the app, choose your service provider, select your plan, enter your customer ID (smartcard number), and submit. 6. Electricity: Navigate to the electricity icon on the app's homepage, select your biller, enter your meter number, specify the amount, input your PIN, and submit. For added convenience, you can save beneficiaries for future transactions. Check your most recent or historical transactions through the 'Transaction' button in the app's footer menu. To learn more about MoneyMaster PSB , please visit our website (https://moneymasterpsb.com/) or follow us on social media: • Facebook: https://www.facebook.com/profile.php?id=61552839581320&mibextid=LQQJ4d • Twitter: https://twitter.com/Moneymasterpsb • Instagram: https://www.instagram.com/moneymasterpsb/

About

DSub

This app offers a streamlined way to purchase affordable mobile data, recharge airtime, and pay various utility bills. Users can also earn cashback and referral commissions, making it a versatile tool for staying connected and managing expenses.

Highlights
  • Buy cheap data bundles
  • Recharge airtime instantly
  • Pay electricity bills
  • Renew cable TV subscriptions
  • Buy exam registration pins
  • Earn money via agent program
  • Secure transactions
Features
Read full description

DSUB is Nigeria's smartest way to buy cheap data, recharge airtime, pay bills, and earn money — all from one app. Whether you're a student, a busy professional, or a full-time VTU agent, DSUB pays you to stay connected. WHY CHOOSE DSUB • Cheap data bundles from as low as ₦230 per GB • Up to 5% cashback on every transaction • Earn lifetime referral commissions when your friends use the app • Instant delivery — most transactions complete in seconds • 24/7 in-app and email customer support BUY CHEAP DATA — ALL NETWORKS Get the cheapest data bundles on every major Nigerian network: • MTN data plans — SME, gifting, awoof, daily, weekly, monthly • Airtel data bundles — corporate, gifting and direct plans • Glo data — affordable big data for heavy users • 9mobile (Etisalat) data — flexible bundles for every budget No hidden fees, no failed transactions, no stress. RECHARGE AIRTIME INSTANTLY Top up airtime in seconds on MTN, Airtel, Glo, and 9mobile — for yourself or any saved beneficiary. One-tap recharge for frequent numbers. PAY ELECTRICITY BILLS — EVERY DISCO IN NIGERIA Pay your electricity bill and receive your token instantly: • Ikeja Electric (IKEDC) • Eko Electric (EKEDC) • Abuja Electric (AEDC) • Ibadan Electric (IBEDC) • Port Harcourt Electric (PHED) • Kano Electric (KEDCO) • Jos Electric (JED) • Enugu Electric (EEDC) • Kaduna Electric (KAEDCO) • Benin Electric (BEDC) • Yola Electric (YEDC) Both prepaid and postpaid meters fully supported. CABLE TV SUBSCRIPTIONS Renew or activate your subscription with no markup: • DSTV • GOTV • Startimes • Showmax Smartcard verification built in — never pay for the wrong package. BUY EXAM REGISTRATION PINS Skip the bank queue. Buy result-checker pins and registration PINs instantly: • WAEC • JAMB • NECO • NABTEB EARN MONEY WITH DSUB AGENT PROGRAM DSUB is more than a VTU app — it's a business. Upgrade to Agent status and unlock: • Higher commissions on every data, airtime and bill purchase • Bulk-buying tools for resellers • Lifetime referral commissions on every friend you invite • Monthly leaderboard prizes for top earners • Daily login bonuses Withdraw your earnings directly to any Nigerian bank account, anytime. WALLET FUNDING MADE EASY Fund your DSUB wallet using: • Bank transfer (powered by Monnify) • Debit or credit card • USSD from any Nigerian bank • Direct payment from supported banks Move earnings to your spendable wallet or cash out to your bank account. SECURITY YOU CAN TRUST • Transaction PIN protection on all purchases • Biometric login (Face ID and Touch ID) • Email + BVN/NIN KYC verification • Real-time login alerts and device-change protection WHO DSUB IS FOR • Students who want cheaper data for school and social media • Side hustlers and full-time data resellers (VTU agents) • Small businesses paying utility bills monthly • Parents buying WAEC, JAMB, and NECO pins for their kids • Anyone tired of paying high prices for airtime and data Download DSUB today and join thousands of Nigerians saving money and earning rewards on every recharge, bill payment, and data top-up. Need help? Reach us in-app or email support@dsub.ng Terms of Use : https://dsub.ng/terms Privacy Policy : https://dsub.ng/privacy Refund Policy: https://dsub.ng/refund

Screenshots

MoneyMaster PSB4 screens
DSub4 screens

Verdict

The call

The clearest difference is rating: DSub at 5.0 against MoneyMaster PSB's 2.1. MoneyMaster PSB's advantage is ratings volume (24 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

DSub holds the better App Store score, 5.0 against 2.1. That said, the two scores are not equally well evidenced: MoneyMaster PSB has 24 ratings behind it against 1, so its average is the more settled of the two.

Scorecard2 real differences · 8 level
MoneyMaster PSB versus DSub: the parameters behind the verdict, then further details
ParameterMoneyMaster PSBDSub
PriceFreeFree
Rating2.1 (24 ratings)5.0 (1 ratings) — better
Positive reviews28.6% of reviews—
Number of ratings24 — better1
Update frequencyEvery 2 months—
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.115.0 — better
Further details — not scored
Size60 MB37 MB
Age rating17+4+
DeveloperMoneyMaster Payment Service Bank LimitedOgie Communication And General Services

Customer experience

MoneyMaster PSB

All ratings8 ratings
Positive37.5%
Neutral12.5%
Negative50.0%
Written reviews7 reviews
Positive28.6%
Neutral0.0%
Negative71.4%

DSub

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

MoneyMaster PSB

No in-app purchases

None

DSub

No in-app purchases

Questions

Is MoneyMaster PSB free?
MoneyMaster PSB is free to download, with no in-app purchases.
Is DSub free?
DSub is free to download, with no in-app purchases.
Which has better reviews, MoneyMaster PSB or DSub?
DSub is rated higher. MoneyMaster PSB averages 2.1 out of 5 from 24 ratings, while DSub averages 5.0 from 1 ratings.
Do MoneyMaster PSB or DSub have ads?
Neither MoneyMaster PSB nor DSub shows ads.

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