MoneyMaster PSB vs Oriora Expense

MoneyMaster Payment Service Bank (MMPSB) is a leading digital bank in Nigeria that offers a broad range of services that include mobile wallets, savings account, individual current account and business account. Through these accounts, our customers can deposit and withdraw funds, send money, buy airtime and data, purchase or renew cable TV subscriptions, and pay utility bills, such as electricity and water, all from the palm of your hand. We support businesses by offering them bespoke seamless payment solutions, tailored collection services and vendor payment management. Registration: • Glo Customers: Simply enter your active Glo phone number to get started; no additional documents are required. If you wish to increase your transaction limits, you can provide your BVN (Bank Verification Number) for further validation. • Non-Glo Customers: You can open an account by using the phone number registered in your BVN profile. Enter your BVN, and you're good to go. Both Glo and non-Glo customers must use their BVN phone number for BVN validation, whether for account opening or limit adjustments. Types of Accounts: • Glo Customers: You can open a tier-2 mobile wallet without the need for additional validation. After BVN validation, customers from all Mobile Money Operators (MMOs) can open Savings and Current accounts. Savings and Current accounts come with a mobile wallet and default Tier-3 transaction limits. You can customize your transaction limits in the App settings. Services: 1. Fund Your Account: • Via Mobile Banking App: Open your existing mobile banking app, select the "send" or "transfer funds" option, enter the recipient's phone number without the first '0' (e.g., 805557xxxx), choose 'MoneyMaster PSB' as the recipient bank, enter your PIN, and submit. • At a Gloworld Shop: Visit your nearest Gloworld shop and deposit cash at the cashier's desk to fund your wallet. 2. Send & Receive Money: You can send money to any bank account or mobile wallet in Nigeria by providing the beneficiary's bank account number and bank name. To receive funds, simply share your phone number without the first zero as your account number. Alternatively, you can share your 10-digit savings or current account number (NUBAN) with the sender. 3. Withdraw Cash: To withdraw cash, visit your nearest Gloworld location. From your app, select 'withdraw,' enter the 6-digit agent code displayed at the cashier's desk, specify the amount, input your Transaction PIN, and you're done. Collect your cash from the cashier. 4. Buy Airtime & Data: You can purchase airtime for any mobile network operator in Nigeria and buy data packs directly from the app. We provide a pop-up menu for easy selection of data bundles for each operator. 5. Cable TV: Access the cable TV icon on the app, choose your service provider, select your plan, enter your customer ID (smartcard number), and submit. 6. Electricity: Navigate to the electricity icon on the app's homepage, select your biller, enter your meter number, specify the amount, input your PIN, and submit. For added convenience, you can save beneficiaries for future transactions. Check your most recent or historical transactions through the 'Transaction' button in the app's footer menu. To learn more about MoneyMaster PSB , please visit our website (https://moneymasterpsb.com/) or follow us on social media: • Facebook: https://www.facebook.com/profile.php?id=61552839581320&mibextid=LQQJ4d • Twitter: https://twitter.com/Moneymasterpsb • Instagram: https://www.instagram.com/moneymasterpsb/

Oriora Expense keeps the receipts and shows you where the money actually went — with no bank login to set up, and none to break. PHOTOGRAPH THE RECEIPT Snap it and on-device text recognition reads the vendor, amount and date. The image never leaves your phone. Tap any receipt to open it full screen, pinch to zoom, rotate a sideways photo, and step through every receipt in the list you are looking at. WHERE IT WENT Every category for the month, biggest first, with the share of your spending and a six-month trend. No setup — it reads the expenses you already logged. BUDGETS YOU SET YOURSELF A limit for a category, or for everything. This month's spending fills it in and tells you what is left — or how far over you are. Worked out on your device from your own numbers: no AI call, nothing sent, nothing extra to pay. MAKE IT YOURS Rename and recolour any category, including the ones the app starts you with. Label things in your own words too — "to check", "refunded", "business", whatever you actually call them. NO BANK CONNECTION, ON PURPOSE Apps that link to your bank are the ones people complain about most: the connection quietly stops updating and the numbers go stale. Here you keep the receipt instead — nothing to connect, nothing to break, and no access to your account handed over. THE REST • Recurring costs ranked by what they take over a YEAR — a weekly habit often beats a pricier monthly one. • Ask in your own words — "travel over $500 this quarter" — and filter by the answer. • A monthly summary in plain language, with duplicates and odd charges flagged in the ledger. • Every change kept as an audit entry, so you can see what was altered and when. • Export to CSV, QuickBooks or Xero if someone needs it. • Say it instead of typing it. Start a live call — "log the garage receipt under car" — and it goes in while you talk. Ask what you have spent, fix a category you got wrong, or have it write the month up and keep it in a folder in your own GitHub or Google Drive. It asks before it removes anything, and tells you what it actually changed. Your expenses stay on your device. AI runs through your Oriora account, and Oriora does not retain what you send. Part of the Oriora ecosystem — one account powers AI across all Oriora apps.