Ambagan vs Hati

Who’s the Boss? Ambagan empowers you to manage group expenses, split bills, and track shared budgets with family and friends—making every calculation collaborative and rewarding. Experience a quick and intuitive way to split bills, manage contributions, and assign responsibilities—equally or with custom options—so everyone participates and feels valued. Ambagan automatically converts and adapts to your local currency, giving you the confidence to shop, budget, and manage group finances transparently wherever you are. Convenience is always within reach. Whether you’re traveling, shopping, or coordinating group expenses, Ambagan simplifies calculations, tracks spending, and keeps everyone informed in real time. Download Ambagan today to experience seamless, stress-free group transactions, clear expense tracking, and smarter budgeting—anywhere in the world.

Split bills. Stay friends. Hati is the expense splitter that just works. Snap a receipt, type it in, or describe a split in plain words. Hati figures out who owes what, instantly. No spreadsheets, no math, no awkward follow-ups. Built for roommates, friend groups, couples, trips, and every shared tab that gets messy fast. WHY HATI • Describe a split in plain words - Say "Alex and I split starters, Maria had the steak, 12% service" and Hati fills in the details. • Snap a receipt - Hati grabs the items for you. • Simpler group balances - Simplify expenses so settling takes fewer payments. • Flexible splits - Evenly, by item, by share, or custom amounts. • Groups that stay organized - Separate tabs for home, trips, dates, and events. • Real-time balances - See who owes whom and how much the moment something changes. • Settle the way you actually pay - Record cash, bank transfer, GCash, Venmo, PayPal, or other off-app payments and keep the ledger clear. • Multi-currency support - Each group in its own currency with one clear view of balances. • Guest members - Add people who aren't on Hati yet. They can claim their seat later. • Edit together - Group members can fix mistakes, update details, or remove the wrong entry. HOW IT WORKS 1. Create a group. 2. Add an expense (scan, type, or describe). 3. Choose who paid and who's included. 4. Pick a split. 5. Hati updates everyone's balances. PRIVATE AND YOURS Hati does not process payments or hold your money. It helps your group keep an accurate ledger so you can settle outside the app, your way. START FREE. UPGRADE WHEN YOU NEED IT. Hati is free to use, forever. Unlock Hati Pro for: • Unlimited receipt scans and described expenses • Personal budgets for tracking your own share • Multiple saved payment methods • Full reports - view and export your group history Just Hati it. – Terms of Use: https://hati.anito.dev/terms