NFFREFER vs ePatto

Where every connection can turn into a rewarding opportunity! Designed for both individuals and businesses, our app simplifies the process of referring friends, family, and acquaintances for consumer and business asset finance. It's not just about making referrals; it's about earning with ease and confidence. Embark on a simple and rewarding journey with the NFFREFER app, your gateway to effortless earnings through referrals. Start by downloading the app and quickly setting up your account. Once you’re in, the process is straightforward – refer anyone from your network who requires consumer or business asset finance. Simply enter their contact details into our secure system. From there, we take the reins, ensuring your referrals receive top-tier financial services.

epatto — Trusted deal and loan management between lenders and borrowers. Whether you're lending money to a friend, tracking a business deal, or managing payments between partners, epatto gives you the tools to create, track, and close deals with confidence. HOW IT WORKS • Lender creates a deal — sets amount, interest rate, and repayment terms • Borrower receives and reviews the deal • Both parties confirm — deal is locked with a digital record • Repayments are tracked in real time KEY FEATURES • Secure OTP phone verification — no passwords to forget • Create deals with flexible interest (flat or reducing balance) • Accept or reject deals with one tap • Attach proof photos and documents to every deal • Stripe-powered payment processing • Real-time push notifications for deal updates • Referral rewards — invite friends and earn credits • GPS-verified transactions for added security • Full deal history with timestamps and status BUILT FOR TRUST Every deal on epatto is timestamped, GPS-logged, and tied to verified phone identities. No more disputes over agreed terms. PRIVACY FIRST Your data is encrypted in transit and at rest. We never sell your personal information to third parties. For support: epattoapp@gmail.com