Comparison

Topratepay vs Gorro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Topratepay

Easily and securely send money to friends and family with this intuitive mobile app. Enjoy swift, reliable transactions with bank-level security and real-time notifications. Designed for simplicity, it accommodates various payment methods for a worry-free experience.

Highlights
  • Effortless money transfers
  • Instant transaction speed
  • Bank-level security encryption
  • Real-time transfer notifications
  • User-friendly interface
  • Multiple payment method support
Features
Read full description

Introducing Topratepay, your trusted companion for effortless and secure money transfers. Seamlessly designed to simplify the way you send money to friends and loved ones, Topratepay ensures that your transactions are swift, reliable, and worry-free. Key Features: 1. Effortless Transactions: With Topratepay, sending money becomes a breeze. The intuitive interface allows users to complete transactions with just a few taps, making it quick and convenient for both sender and recipient. 2. Instant Transfers: Say goodbye to long waiting times. QuickSend enables instant money transfers, ensuring that your loved ones receive the funds they need when they need them the most. 3. Bank-Level Security: We prioritize your security. Topratepay employs cutting-edge encryption technologies to safeguard your financial information, providing you with peace of mind for every transaction. 4. Real-Time Notifications: Stay informed at every step. Topratepay keeps you updated with real-time notifications, from the moment you initiate a transfer to its successful completion. 5. User-Friendly Interface: Topratepay is designed with simplicity in mind. Whether you're a tech-savvy user or new to mobile banking, our user-friendly interface ensures a smooth and enjoyable experience. 6. Wide Range of Accepted Payment Methods: Topratepay accommodates various payment methods, ensuring flexibility and convenience for users. Link your bank account, credit card, or other preferred payment methods effortlessly. Empower your relationships with Topratepay—your go-to app for sending money to those who matter most. Download now and experience the next level of simplicity, speed, and security in mobile money transfers. Topratepay has been in Money Services Business since 2005, registered with the Financial Conduct Authority (FCA) United Kingdom with Registration Number 550566. Registered with HMRC and Companies House registration number 04484535

About

Gorro

Read full description

Gorro is a secure community finance platform that helps groups manage money transparently, collaboratively, and with full visibility. Whether you’re saving with family, church groups, cooperatives, or colleagues, Gorro makes it easy to track contributions, coordinate turns, and stay accountable to your group.

Screenshots

Topratepay4 screens
Gorro4 screens

Verdict

The call

The clearest difference is update cadence: Gorro at every 3 weeks against Topratepay's every 14 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Topratepay ships an update every 14 months, Gorro every 3 weeks. The most recent releases landed on October 22, 2026 and October 24, 2026 respectively.

Scorecard1 real difference · 9 level
Topratepay versus Gorro: the parameters behind the verdict, then further details
ParameterTopratepayGorro
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews0.0% of reviews—
Number of ratings—1 — better
Update frequencyEvery 14 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.115.0 — better
Further details — not scored
Size40 MB62 MB
Age rating4+4+
DeveloperToprate Mutual Finance LimitedBigstack Technologies Ltd

Customer experience

Topratepay

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Gorro

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Topratepay

No in-app purchases

None

Gorro

No in-app purchases

Questions

Is Topratepay free?
Topratepay is free to download, with no in-app purchases.
Is Gorro free?
Gorro is free to download, with no in-app purchases.
Do Topratepay or Gorro have ads?
Neither Topratepay nor Gorro shows ads.
Which is updated more often, Topratepay or Gorro?
Topratepay ships an update every 14 months, and Gorro every 3 weeks. Most recently, Topratepay was updated on October 22, 2026 and Gorro on October 24, 2026.

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