Comparison

Spendbase vs Odix Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spendbase

Manage your startup's finances with this comprehensive banking solution. Track balances, monitor cards, and oversee transactions to keep your budget in check. Designed for founders, it offers a streamlined approach to business finance.

Highlights
  • Total balance overview
  • Credit card monitoring
  • Transaction tracking
  • Business finance management
  • Startup-focused banking
Features
Read full description

Welcome to Spendbase, the ultimate banking solution tailored for startups of all sizes and stages. Spendbase is not just another fintech app; we are a dedicated partner for startups. While we are not a bank, our banking services are provided by Moorwand Ltd. and Tribe Payments, ensuring reliability and security. Our platform combines intuitive design with powerful features, enabling founders to effortlessly manage their business finances. Key Features: Total Balance View: Stay informed with a comprehensive overview of your total account balance. Cards Monitoring: You can see credit cards that were assigned to you and track transactions. Transaction Tracking: Monitor your transactions and spending to keep your budget on track. Download Spendbase now and experience streamlined banking designed specifically for your startup's needs.

About

Odix Pay

Manage your money with a crypto-enabled card and personal euro IBAN. Top up with stablecoins, send money globally, and make everyday payments online or in-store. Features spending insights and travel perks.

Highlights
  • Crypto card top-up with USDT/USDC
  • Virtual and physical card payments
  • Personal euro IBAN for SEPA transfers
  • Send money to friends and banks globally
  • Spending insights and budgeting tools
  • Travel booking and lounge access
  • Card controls and payment approval
Features
Read full description

Your Money. Your Move. Odix Pay is a crypto card and money app. Top up your Odix card with stablecoins (USDT or USDC), send money to banks and friends, and get a personal euro IBAN, all in one redesigned app. CRYPTO CARD: TOP UP WITH USDT AND USDC - Top up your Odix card with USDT or USDC stablecoins, in supported countries - Spend your balance with a virtual or physical card, online and in stores - A stablecoin card for travel and everyday payments Odix Pay is not a crypto wallet, does not provide any crypto custody service, and does not operate as a crypto buy/sell, Bitcoin/BTC or crypto investment platform. Odix does not give investment advice. WHAT'S NEW - A new app design, starting with a fresh home screen - Spending insights: see where your money goes - A personal euro IBAN to receive SEPA transfers in your own name (where available) CARDS - Virtual and physical Odix prepaid cards, managed in the app - Pay online and in stores at home and when you travel, wherever your card is accepted - Add your card to Apple Pay or Google Pay, depending on your card - Redesigned card controls: freeze a card in the app and the other cards keep working - Approve online payments in the app or with an SMS code, depending on your card - Withdraw cash at ATMs with a physical card SEND AND RECEIVE MONEY - Send money to bank accounts at home and abroad - Pay friends by Odix ID, phone number or email, usually within minutes, even across countries - Send to Turkish bank accounts via FAST and to euro accounts via SEPA - Keep your balance in what you add, and send money to bank accounts in their local currency PERSONAL EURO IBAN - Get a personal euro IBAN in your own name and receive SEPA transfers from your employer, family or friends (where available) ADD MONEY YOUR WAY - Top up with Apple Pay, with a debit or credit card, with a card transfer from your bank's app, or with bank and local payment methods TRAVEL - Book flights, stays and car rentals in the app - Airport lounge access for Odix users: check eligibility and visits in the app SAFE AND IN YOUR CONTROL - Identity check with an ID document and a selfie or face video - Notifications for your payments - Help in the app and at support@odixpay.com Odix Pay services are provided by Odix and its licensed partners. Features and availability depend on your country. Terms: https://odixpay.com/terms Privacy: https://odixpay.com/privacy

Screenshots

Spendbase4 screens
Odix Pay4 screens

Verdict

The call

The clearest difference is rating: Spendbase at 5.0 against Odix Pay's 3.1. Spendbase also leads on ads (none vs shown) and review sentiment (100% vs 72%). Odix Pay's advantage is update cadence (every 3 days vs monthly) and ratings volume (16 vs 2). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Spendbase holds the better App Store score, 5.0 against 3.1. That said, the two scores are not equally well evidenced: Odix Pay has 16 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 100% of Spendbase's written reviews are positive against 72% of Odix Pay's.

UpkeepUpdate frequency

Spendbase ships an update monthly, Odix Pay every 3 days. The most recent releases landed on November 4, 2026 and November 8, 2026 respectively.

Scorecard7 real differences · 3 level
Spendbase versus Odix Pay: the parameters behind the verdict, then further details
ParameterSpendbaseOdix Pay
PriceFreeFree
Rating5.0 (2 ratings) — better3.1 (16 ratings)
Positive reviews100.0% of reviews — better72.0% of reviews
Number of ratings216 — better
Update frequencyMonthlyEvery 3 days — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.615.0 — better
Further details — not scored
Size80 MB184 MB
Age rating4+17+
DeveloperSpendbase Inc.Odix Technology

Customer experience

Spendbase

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Odix Pay

All ratings16 ratings
Positive56.3%
Neutral0.0%
Negative43.8%
Written reviews50 reviews
Positive72.0%
Neutral4.0%
Negative24.0%

Bugs and requests

Spendbase

Not enough reviews yet to summarise bugs or requests.

Odix Pay

Reported bugs

13 issues
  • Cannot delete account
  • App is buggy and glitchy
  • Checkout process errors
  • Login issues
  • Features not displaying fully
Show 8 more
  • API response data is null
  • Card does not connect to Apple Pay
  • UI is slow and glitchy
  • Cannot log in
  • Verification issues
  • Cannot get into the app, requires update that doesn't exist
  • Account blocked after deposit
  • Registration page errors with email

Requested features

3 requests
  • Option to change military time to regular time
  • Add more coin options
  • Allow users under 18 to use the app

In-app purchases

None

Spendbase

No in-app purchases

None

Odix Pay

No in-app purchases

Questions

Is Spendbase free?
Spendbase is free to download, with no in-app purchases.
Is Odix Pay free?
Odix Pay is free to download, with no in-app purchases.
Which has better reviews, Spendbase or Odix Pay?
Spendbase is rated higher. Spendbase averages 5.0 out of 5 from 2 ratings, while Odix Pay averages 3.1 from 16 ratings.
Do Spendbase or Odix Pay have ads?
Odix Pay shows ads; Spendbase does not.
Which is updated more often, Spendbase or Odix Pay?
Spendbase ships an update monthly, and Odix Pay every 3 days. Most recently, Spendbase was updated on November 4, 2026 and Odix Pay on November 8, 2026.

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