Comparison

Spending Tracker vs Simplit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker

This app helps you manage your money by tracking expenses and income, setting budgets, and achieving savings goals. It offers insights into spending patterns and supports multiple accounts, all with a focus on privacy and a user-friendly interface.

Highlights
  • Track expenses and income
  • Create unlimited budgets
  • Set financial goals
  • Analyze spending patterns
  • Manage multiple accounts
  • Split bills with friends
  • Privacy-first data storage
Features
Read full description

Take control of your finances with Paisa - the beautiful, privacy-first expense tracker that puts you in charge of your money. **TRACK EVERY TRANSACTION** • Add expenses and income in seconds with our intuitive interface • Categorize transactions with custom categories and colorful icons • Support for multiple accounts: bank, cash, credit cards, and wallets • Built-in calculator for quick expense entry • Smart suggestions based on your spending history **STAY WITHIN BUDGET** • Create unlimited budgets for different spending categories • Visual progress bars show exactly where you stand • Get notified when approaching budget limits • Monthly, weekly, and custom budget periods • Compare actual spending vs. planned budgets **REACH YOUR SAVINGS GOALS** • Set financial goals with target amounts and deadlines • Track progress with beautiful visual indicators • Link goals to specific savings accounts • Celebrate milestones as you get closer to your dreams **SMART INSIGHTS & REPORTS** • Understand your spending patterns with detailed charts • Category breakdown shows where your money goes • Trend analysis reveals spending habits over time • Period comparison to track improvement • Export reports to PDF and CSV **ALL ACCOUNTS IN ONE PLACE** • Manage bank accounts, cash, credit cards, and e-wallets • See your total net worth at a glance • Track transfers between accounts • Support for multiple currencies **MAKE FINANCE FUN** • Earn achievement badges for healthy money habits • Build streaks for consistent tracking • Celebrate financial milestones • Gamification keeps you motivated **SPLIT BILLS WITH FRIENDS** • Easily divide expenses among groups • Track who owes what • Mark payments as settled • Perfect for trips, dinners, and shared expenses **PRIVACY FIRST** • All data stored locally on your device • No account required to get started • Optional Google Drive backup for peace of mind • Biometric authentication to protect your data • Your financial data is never shared or sold **BEAUTIFUL & CUSTOMIZABLE** • Material Design 3 with dynamic colors • Light and dark themes • Multiple accent color options • Clean, distraction-free interface **AVAILABLE IN 35+ LANGUAGES** Including English, Spanish, French, German, Portuguese, Italian, Dutch, Russian, Chinese, Japanese, Korean, Arabic, Hindi, and many more. **FREE FEATURES** • Unlimited transactions • Custom categories • Multiple accounts • Basic budgets and goals • Search and filters • CSV export • Biometric security **PREMIUM FEATURES** • Unlimited budgets and goals • Advanced analytics and insights • Achievement system • Cloud backup • Bill splitting • Premium themes • Priority support Privacy Policy: https://paisa-tracker.app/privacy Terms of Use: https://paisa-tracker.app/terms Download Paisa today and start your journey to financial freedom!

About

Simplit

Features
Read full description

Simplit is a calm personal expense manager for everyday spending. Log expenses quickly, mark no-spend days, keep bills in sight, and understand your day, week, and month without feeling buried in numbers. Simplit is designed for daily check-ins: simple enough to use in a few seconds, useful enough to keep your spending patterns visible. What you can do with Simplit: - Track expenses with names, amounts, categories, and dates - Mark no-spend days and build a daily check-in streak - View spending insights by day, week, and month - Create reminders for bills and planned payments - Track recurring subscriptions, EMIs, and other repeat expenses - Ask Simplit Chat to log expenses and explain your spending in plain language - Use widgets and shortcuts for faster entry - Sync privately through your iCloud when available Simplit Chat is built in and runs on your device. On supported iPhones it uses Apple Intelligence; on every other device it falls back to a built-in assistant, so it works without an account and without sending your expenses to any external server. Your data stays on your device and, if enabled, in your private iCloud. Simplit does not sell your data or run third-party ad networks. Premium unlocks unlimited expense logs, unlimited reminders, unlimited recurring items, and full Simplit Chat message sending. Monthly and yearly plans include a 2-week free trial for eligible users. Subscription details: - Simplit Premium Monthly: INR 29 per month - Simplit Premium Yearly: INR 199 per year Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription in your App Store account settings. Any unused portion of a free trial is forfeited when you purchase a subscription. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://skhobragade282-bit.github.io/Simplit/privacy.html

Screenshots

Spending Tracker4 screens
Simplit4 screens

Verdict

The call

The clearest difference is iOS requirement: Spending Tracker at 17.6 against Simplit's 26.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 12 in-app purchases, starting at $0.49 per month and Simplit sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Scorecard1 real difference · 9 level
Spending Tracker versus Simplit: the parameters behind the verdict, then further details
ParameterSpending TrackerSimplit
PriceFreeFree
Rating5.0 (7 ratings) — better—
Positive reviews80.0% of reviews—
Number of ratings7 — better—
Update frequencyEvery 2 weeks—
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad — betteriPhone
Requires iOS17.6 — better26.0
Further details — not scored
Size127 MB4 MB
Age rating4+4+
DeveloperHemanth SavaralaSaloni Khobragade

In-app purchases

12 purchases

Spending Tracker

Subscriptions8
  • Monthly Premium Access$0.491 Month
  • Premium Monthly Plan$0.991 Month
  • Weekly Subscription$0.997 Days
Show 5 more
  • Yearly Premium Access$1.591 Year
  • Monthly Premium Access$1.991 Month
  • Premium Yearly Plan$4.991 Year
  • Yearly Subscription1 Year trial$8.991 Year
  • Yearly Premium Access$12.991 Year
One-time4
  • Lifetime Access$4.99
  • Lifetime Access$6.99
  • Lifetime Access$24.99
Show 1 more
  • Paisa Premium Lifetime Access$24.99
2 purchases

Simplit

Subscriptions2
  • Simplit Premium Monthly14 Days trial$0.991 Month
  • Simplit Premium Yearly14 Days trial$1.991 Year

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is Simplit free?
Simplit is free to download, with in-app purchases available.
Do Spending Tracker or Simplit have ads?
Neither Spending Tracker nor Simplit shows ads.

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