Payy vs usdc.cool
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payy
This app offers a global money transfer solution, enabling easy and private digital payments. Send stablecoins using payment links, and enjoy financial freedom without the risk of account suspension or freezing. A debit card is also available for spending.
- Send stablecoins with payment links
- No account freezing or suspension
- User-controlled funds
- Payy Card for spending
- Easy and private digital money
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Payy is the global money app for everyone. Other money apps have fees, limits and delays. Blockchains are clunky and unsafe. Payy is a new financial system built from the ground up to make digital money easy & private. • Send stablecoins with magical payment links — the receiver doesn’t even need to have Payy. • Never get debanked. Your account can never be frozen or suspended. Funds on Payy are controlled by you, not some bank. • Payy Card (limited availability) — spend stablecoins online or in shops, with unrivaled privacy.
usdc.cool
Track the total outstanding supply of USDC across numerous blockchains. View detailed charts and explore where USDC has been bridged, all from your mobile device. Supports both light and dark modes for a personalized experience.
- Track total USDC supply
- View USDC across multiple chains
- Explore bridged USDC locations
- Detailed charting capabilities
- Light and dark mode support
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Finally! Check the USDC supply from wherever you are. No browser required. It's usdc.cool: The app you've been desperately waiting for. All of the magic of usdc.cool, hand-crafted to perfection to fit your phone or your iPad. - Get the total outstanding supply of USDC, day or night, in both light and dark mode. - Browse the official USDC chains, or dig deeper and see everywhere it's been bridged. And boy has it been bridged! - Want charts? This app has the best ones in the biz! The app lists all the USDC across Ethereum, Solana, Arbitrum, Base, Binance Smart Chain, Polygon, Avalanche, Optimism, Sui, Noble, Tron, zkSync, Near, Stellar, Aptos, Mantle, Algorand, Scroll, Linea, Metis, Polkadot, Celo, Osmosis, Polygon zkEVM, Flow, Lyra, Hedera, Fantom, Neutron, Aurora, Moonbeam, Arbitrum Nova, Kava, and more soon! Yes, this list is crazy long already!
Screenshots
Verdict
The clearest difference is rating: usdc.cool at 5.0 against Payy's 4.1. Payy's advantage is update cadence (weekly vs every 3 months) and ratings volume (35 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
usdc.cool holds the better App Store score, 5.0 against 4.1. That said, the two scores are not equally well evidenced: Payy has 35 ratings behind it against 3, so its average is the more settled of the two.
Payy ships an update weekly, usdc.cool every 3 months. The most recent releases landed on October 8, 2026 and September 23, 2026 respectively.
| Parameter | Payy | usdc.cool |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (35 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 65.0% of reviews | — |
| Number of ratings | 35 — better | 3 |
| Update frequency | Weekly — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.5 | 15.1 — better |
| Further details — not scored | ||
| Size | 130 MB | 23 MB |
| Age rating | 4+ | 4+ |
| Developer | Polybase Labs | Blendist LLC |
Customer experience
Payy
usdc.cool
In-app purchases
Payy
No in-app purchases
usdc.cool
No in-app purchases
