Payy vs YATORI PAY
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payy
This app offers a global money transfer solution, enabling easy and private digital payments. Send stablecoins using payment links, and enjoy financial freedom without the risk of account suspension or freezing. A debit card is also available for spending.
- Send stablecoins with payment links
- No account freezing or suspension
- User-controlled funds
- Payy Card for spending
- Easy and private digital money
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Payy is the global money app for everyone. Other money apps have fees, limits and delays. Blockchains are clunky and unsafe. Payy is a new financial system built from the ground up to make digital money easy & private. • Send stablecoins with magical payment links — the receiver doesn’t even need to have Payy. • Never get debanked. Your account can never be frozen or suspended. Funds on Payy are controlled by you, not some bank. • Payy Card (limited availability) — spend stablecoins online or in shops, with unrivaled privacy.
YATORI PAY
This app provides a simple, secure, and affordable way to pay and checkout using USDC stablecoin on the Solana blockchain. It allows users to accept payments, create custom payment requests, and track transactions without complicated interfaces or high fees.
- Accept USDC stablecoin payments
- Connect to decentralized wallets
- Create custom payment request QR codes
- Scan QR codes for payments
- Track on-chain transactions
- Export monthly reports as CSV
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PAY, CHECKOUT, REQUEST, & TRACK Yatori empowers users worldwide by providing a simple, secure, and affordable way to pay and checkout. POWERED BY USDC ON SOLANA Yatori is a mobile-native, free-to-download payment tool built on the Solana blockchain. It’s perfect for anyone who wants to: - Accept USDC stablecoin payments today. - Skip annoying sign-ups. - Avoid high fees. - Ditch complicated interfaces or extra hardware. FAST, SECURE, AND EASY PAYMENTS Never enter the wrong wallet address again! Checkout with Yatori QR codes for USDC. 1. Create custom USDC payment request QR codes or text links. 2. Payers can scan the QR code or tap the link to confirm payments in their own decentralized wallet. 3. Receive instant two-way confirmations on screen when payments succeed. SMALL BUSINESS USDC STABLECOIN SOLUTION Don’t stress, USDC is a highly regulated stablecoin pegged to USD - Yatori optimizes network fees, making it cheaper than other crypto tools. - Pay just a $0.005 USDC sender fee no matter the transaction size. - No fees for receiving payments. - Easily track your onchain transactions. WHO SHOULD YOU TRY YATORI - Street Vendors & Market Sellers - Family and friends sending remittances - Delivery Services & Gig Workers - Beauty & Personal Care Workers - Transportation Services - Artists & Creators - Tutors & Online Instructors - Crypto Pros - Anyone who wants to checkout and pay with USDC directly from their Solana wallet!
Screenshots
Verdict
The clearest difference is rating: YATORI PAY at 5.0 against Payy's 4.1. YATORI PAY also leads on review sentiment (100% vs 65%). Payy's advantage is update cadence (every 8 days vs every 3 weeks) and ratings volume (35 vs 10). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
YATORI PAY holds the better App Store score, 5.0 against 4.1. Both are backed by a comparable volume of ratings — 35 and 10 respectively. Written reviews point the same way: 65% of Payy's written reviews are positive against 100% of YATORI PAY's.
Payy ships an update every 8 days, YATORI PAY every 3 weeks. Both last shipped on November 4, 2026.
| Parameter | Payy | YATORI PAY |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (35 ratings) | 5.0 (10 ratings) — better |
| Positive reviews | 65.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 35 — better | 10 |
| Update frequency | Every 8 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.5 | 15.5 |
| Further details — not scored | ||
| Size | 130 MB | 24 MB |
| Age rating | 4+ | 17+ |
| Developer | Polybase Labs | Yatori Inc. |
Customer experience
Payy
YATORI PAY
In-app purchases
Payy
No in-app purchases
YATORI PAY
No in-app purchases
