Comparison

Payy vs DogPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payy

This app offers a global money transfer solution, enabling easy and private digital payments. Send stablecoins using payment links, and enjoy financial freedom without the risk of account suspension or freezing. A debit card is also available for spending.

Highlights
  • Send stablecoins with payment links
  • No account freezing or suspension
  • User-controlled funds
  • Payy Card for spending
  • Easy and private digital money
Features
Read full description

Payy is the global money app for everyone. Other money apps have fees, limits and delays.  Blockchains are clunky and unsafe. Payy is a new financial system built from the ground up to make digital money easy & private. • Send stablecoins with magical payment links — the receiver doesn’t even need to have Payy. • Never get debanked. Your account can never be frozen or 
suspended. Funds on Payy are controlled by you, not some bank. • Payy Card (limited availability) — spend stablecoins online or in shops, with unrivaled privacy.

About

DogPay

Manage digital assets and make global payments with ease. Convert between fiat and cryptocurrencies, create virtual cards for online and Apple Pay use, and enjoy significant fee savings on crypto transactions. Securely handle cross-border payments worldwide.

Highlights
  • Fiat and cryptocurrency conversion
  • Virtual cards for Apple Pay
  • Global payment network (180+ countries)
  • Crypto payment feature
  • Up to 90% fee savings
  • Secure fund protection
Features
Read full description

Your one-stop digital asset management platform, supporting seamless conversion between 40+ fiat and cryptocurrencies, with a payment network covering 180+ countries and regions. Easily create virtual cards that support Apple Pay and online payments, making your cross-border payments more convenient. Our unique crypto payment feature allows you to use digital assets anytime, anywhere, enjoying up to 90% in fee savings. With secure and reliable fund protection, we provide you with a worry-free global payment solution. Privacy Policy: https://mp.dogpay.com/sign-up/agreement/privacy_policy Terms of Use (EULA): https://mp.dogpay.com/sign-up/agreement/termsAndConditions

Screenshots

Payy4 screens
DogPay4 screens

Verdict

The call

The clearest difference is rating: DogPay at 5.0 against Payy's 4.1. Payy's advantage is in-app purchases (none vs 3) and ratings volume (35 vs 2). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. DogPay sells 3 in-app purchases, starting at $5.99 per month. Payy asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

DogPay holds the better App Store score, 5.0 against 4.1. That said, the two scores are not equally well evidenced: Payy has 35 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Payy ships an update weekly, DogPay fortnightly. The most recent releases landed on October 16, 2026 and October 1, 2026 respectively.

Scorecard5 real differences · 5 level
Payy versus DogPay: the parameters behind the verdict, then further details
ParameterPayyDogPay
PriceFreeFree
Rating4.1 (35 ratings)5.0 (2 ratings) — better
Positive reviews65.0% of reviews—
Number of ratings35 — better2
Update frequencyWeekly — betterFortnightly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.5 — better15.6
Further details — not scored
Size130 MB174 MB
Age rating4+17+
DeveloperPolybase LabsPooltech Limited

Customer experience

Payy

All ratings35 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews20 reviews
Positive65.0%
Neutral0.0%
Negative35.0%

DogPay

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Payy

No in-app purchases

3 purchases

DogPay

Subscriptions3
  • Premium$5.991 Month
  • DogPay Platinum$12.991 Month
  • DogPay Ultra$34.991 Month

Questions

Is Payy free?
Payy is free to download, with no in-app purchases.
Is DogPay free?
DogPay is free to download, with in-app purchases available.
Which has better reviews, Payy or DogPay?
DogPay is rated higher. Payy averages 4.1 out of 5 from 35 ratings, while DogPay averages 5.0 from 2 ratings.
Do Payy or DogPay have ads?
Neither Payy nor DogPay shows ads.
Which is updated more often, Payy or DogPay?
Payy ships an update weekly, and DogPay fortnightly. Most recently, Payy was updated on October 16, 2026 and DogPay on October 1, 2026.

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