Payy vs Bread Wallet by Miden
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payy
This app offers a global money transfer solution, enabling easy and private digital payments. Send stablecoins using payment links, and enjoy financial freedom without the risk of account suspension or freezing. A debit card is also available for spending.
- Send stablecoins with payment links
- No account freezing or suspension
- User-controlled funds
- Payy Card for spending
- Easy and private digital money
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Payy is the global money app for everyone. Other money apps have fees, limits and delays. Blockchains are clunky and unsafe. Payy is a new financial system built from the ground up to make digital money easy & private. • Send stablecoins with magical payment links — the receiver doesn’t even need to have Payy. • Never get debanked. Your account can never be frozen or suspended. Funds on Payy are controlled by you, not some bank. • Payy Card (limited availability) — spend stablecoins online or in shops, with unrivaled privacy.
Bread Wallet by Miden
This app offers a private, self-custodial digital currency wallet for the Miden network. It utilizes zero-knowledge technology to protect your financial data and keep your keys encrypted on your device. Manage your digital assets securely and explore decentralized applications within the Miden ecosystem.
- Self-custodial digital currency wallet
- Zero-knowledge privacy features
- Private keys stored on device
- Send and receive digital currency
- Access Miden ecosystem dApps
- Guardian recovery option
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Bread is a private, self-custodial wallet for the Miden network — built so you can hold and move digital money simply, without handing your financial life to anyone. Powered by Miden's zero-knowledge technology, Bread keeps your balances and activity private by default, while your keys stay encrypted on your device and never leave it. PRIVATE BY DEFAULT • Zero-knowledge privacy built in — your balances and transactions are yours alone • No tracking, no analytics, no data harvesting • Choose what you reveal with public and private transfers YOUR KEYS, YOUR MONEY • Fully self-custodial — private keys are generated and stored on your device • Unlock instantly and securely with Face ID or a passcode • Back up and restore any time with your recovery phrase SIMPLE TO USE • Send and receive in seconds with a clean, focused interface • Scan a QR code or share your address to get paid • Claim your first tokens from the built-in faucet • See your balances and activity at a glance EXPLORE THE MIDEN ECOSYSTEM • Open dApps right inside Bread — swap, save, and build • A growing world of privacy-first apps on Miden STAY IN CONTROL • Pick a guardian you trust to help recover access • Unclaimed transfers return to the sender automatically — nothing gets stuck GETTING STARTED 1. Create a new wallet — no account or sign-up needed 2. Secure it with a passcode and enable Face ID 3. Claim your first tokens from the built-in faucet 4. Start sending and receiving on the Miden network SECURITY REMINDERS • Always back up your recovery phrase somewhere safe • Never share your recovery phrase or private keys with anyone • Enable Face ID for an added layer of protection
Screenshots
Verdict
The clearest difference is rating: Bread Wallet by Miden at 5.0 against Payy's 4.1. Bread Wallet by Miden also leads on review sentiment (100% vs 65%) and update cadence (every 3 days vs every 8 days). Payy's advantage is ratings volume (35 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Bread Wallet by Miden holds the better App Store score, 5.0 against 4.1. That said, the two scores are not equally well evidenced: Payy has 35 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 65% of Payy's written reviews are positive against 100% of Bread Wallet by Miden's.
Payy ships an update every 8 days, Bread Wallet by Miden every 3 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.
| Parameter | Payy | Bread Wallet by Miden |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (35 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 65.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 35 — better | 1 |
| Update frequency | Every 8 days | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.5 | 15.0 — better |
| Further details — not scored | ||
| Size | 130 MB | 128 MB |
| Age rating | 4+ | 17+ |
| Developer | Polybase Labs | Miden Technologies (US) Corp. |
Customer experience
Payy
Bread Wallet by Miden
In-app purchases
Payy
No in-app purchases
Bread Wallet by Miden
No in-app purchases
