Payy vs Bread Wallet by Miden
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payy
This app offers a global money transfer solution, enabling easy and private digital payments. Send stablecoins using payment links, and enjoy financial freedom without the risk of account suspension or freezing. A debit card is also available for spending.
- Send stablecoins with payment links
- No account freezing or suspension
- User-controlled funds
- Payy Card for spending
- Easy and private digital money
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Payy is the global money app for everyone. Other money apps have fees, limits and delays. Blockchains are clunky and unsafe. Payy is a new financial system built from the ground up to make digital money easy & private. • Send stablecoins with magical payment links — the receiver doesn’t even need to have Payy. • Never get debanked. Your account can never be frozen or suspended. Funds on Payy are controlled by you, not some bank. • Payy Card (limited availability) — spend stablecoins online or in shops, with unrivaled privacy.
Bread Wallet by Miden
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Bread is a private, self-custodial wallet for the Miden network — built so you can hold and move digital money simply, without handing your financial life to anyone. Powered by Miden's zero-knowledge technology, Bread keeps your balances and activity private by default, while your keys stay encrypted on your device and never leave it. PRIVATE BY DEFAULT • Zero-knowledge privacy built in — your balances and transactions are yours alone • No tracking, no analytics, no data harvesting • Choose what you reveal with public and private transfers YOUR KEYS, YOUR MONEY • Fully self-custodial — private keys are generated and stored on your device • Unlock instantly and securely with Face ID or a passcode • Back up and restore any time with your recovery phrase SIMPLE TO USE • Send and receive in seconds with a clean, focused interface • Scan a QR code or share your address to get paid • Claim your first tokens from the built-in faucet • See your balances and activity at a glance EXPLORE THE MIDEN ECOSYSTEM • Open dApps right inside Bread — swap, save, and build • A growing world of privacy-first apps on Miden STAY IN CONTROL • Pick a guardian you trust to help recover access • Unclaimed transfers return to the sender automatically — nothing gets stuck GETTING STARTED 1. Create a new wallet — no account or sign-up needed 2. Secure it with a passcode and enable Face ID 3. Claim your first tokens from the built-in faucet 4. Start sending and receiving on the Miden network SECURITY REMINDERS • Always back up your recovery phrase somewhere safe • Never share your recovery phrase or private keys with anyone • Enable Face ID for an added layer of protection
Screenshots
Verdict
The clearest difference is update cadence: Bread Wallet by Miden at every 3 days against Payy's weekly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Payy ships an update weekly, Bread Wallet by Miden every 3 days. The most recent releases landed on August 28, 2026 and September 18, 2026 respectively.
| Parameter | Payy | Bread Wallet by Miden |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (35 ratings) — better | — |
| Positive reviews | 65.0% of reviews | — |
| Number of ratings | 35 — better | — |
| Update frequency | Weekly | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.5 | 15.0 — better |
| Further details — not scored | ||
| Size | 130 MB | 118 MB |
| Age rating | 4+ | 17+ |
| Developer | Polybase Labs | Miden Technologies (US) Corp. |
In-app purchases
Payy
No in-app purchases
Bread Wallet by Miden
No in-app purchases









