Comparison

Bread vs Subscription Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bread

This app gamifies personal finance by turning budgeting into a challenge. Track spending, set goals, and compete with friends. Learn financial literacy through curated articles and visualize your money with interactive charts.

Highlights
  • Gamified budgeting challenges
  • Social expense sharing and leaderboards
  • Automated bank transaction import
  • Smart spending categorization
  • Interactive spending charts
  • Financial literacy articles (Bread University)
  • Magic Eight Ball for spending decisions
Features
Read full description

TURN BUDGETING INTO A GAME Bread Budgeting transforms everyday money management into a playful challenge. Set your own spending limits—or start with our ready-made templates—and keep Brad the Bread happy by staying on budget. Go overboard and Brad toasts; stay on track and each new month unlocks a fresh, collectible bread character to show off. BUDGET TOGETHER, STAY ACCOUNTABLE Invite a partner, roommate, or your whole friend group. Bread lets everyone share progress in real time, compare monthly goals, and cheer (or gently roast) one another. Your rarest bread achievements are displayed on a social leaderboard, so bragging rights are baked right in. LEARN WITH BREAD UNIVERSITY Whether you’re brand new to personal finance or fine-tuning an advanced savings plan, Bread University offers concise, practical articles curated by certified educators. Level up your money skills while Brad rises in the oven. CONNECT YOUR BANK—NO MANUAL TYPING Securely link your U.S. bank accounts (more regions coming soon) and import transactions automatically. Our smart categorization engine sorts every purchase so you always know where your money goes. SEE YOUR MONEY CLEARLY Interactive charts break down spending patterns, highlight subscriptions you may have forgotten, and display upcoming recurring charges on a calendar so nothing blindsides you at month-end. SHOULD I BUY IT? ASK THE MAGIC EIGHT BALL About to splurge? Shake our built-in Magic Eight Ball for a light-hearted reality check before you tap “Add to Cart.” Bread Budgeting requires iOS 16 or later. End-User License Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Subscription Tracker

Features
Read full description

You signed up for a free trial months ago. You meant to cancel. You didn't. It's still charging you, quietly, every month. Most people are paying for more than they think. The honest number is higher than the one in your head, and the gap is made of subscriptions you forgot you had. Subba fixes that. Add your subscriptions once and see the truth in one calm screen: what you pay every month, what you pay every year, and exactly when the next charge lands. No bank login. No account. No surprises. WHAT SUBBA DOES Add a subscription in seconds, with a price, a renewal date, and a category. See your real monthly and yearly total the moment you open the app. Know exactly when each charge lands, this week and this month, so you decide on purpose instead of getting charged by default. Sort by category to spot the streaming pile-up, the three music apps, the gym you stopped going to. Track multiple currencies if you pay for services abroad. Export your list as CSV or JSON whenever you want. It's your data. EVERYTHING STAYS ON YOUR PHONE Subba has no account and no cloud. Your subscription list never leaves your device. We can't see it, because there's nothing to see. No sign-up, no email, no password. ONE PAYMENT, YOURS FOREVER Here's the part we're proud of: Subba is the subscription tracker that isn't a subscription. You pay once and own it for life, and Family Sharing is supported, so your household is covered too. No monthly fee, no annual fee, no trial that turns into a charge. The whole point is to stop paying for things on autopilot, so it would be strange to make you do exactly that to use the app. Pay once. Keep it forever. Cancel nothing, because there's nothing to cancel. Open Subba, add what you pay for, and finally see the real number. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://subba.revisit.gallery/privacy

Screenshots

Bread4 screens
Subscription Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Subscription Tracker at every 2 days against Bread's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Bread sells 2 in-app purchases, starting at $5.99 per month and Subscription Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Bread ships an update fortnightly, Subscription Tracker every 2 days. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 9 level
Bread versus Subscription Tracker: the parameters behind the verdict, then further details
ParameterBreadSubscription Tracker
PriceFreeFree
Rating4.4 (70 ratings) — better—
Positive reviews47.1% of reviews—
Number of ratings70 — better—
Update frequencyFortnightlyEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size160 MB38 MB
Age rating9+4+
DeveloperBread MoneyThijs Hiemstra

In-app purchases

2 purchases

Bread

Subscriptions2
  • Pro access7 Days trial$5.991 Month
  • Pro access7 Days trial$35.991 Year
1 purchases

Subscription Tracker

One-time1
  • Lifetime access$19.99

Questions

Is Bread free?
Bread is free to download, with in-app purchases available.
Is Subscription Tracker free?
Subscription Tracker is free to download, with in-app purchases available.
Do Bread or Subscription Tracker have ads?
Neither Bread nor Subscription Tracker shows ads.
Which is updated more often, Bread or Subscription Tracker?
Bread ships an update fortnightly, and Subscription Tracker every 2 days. Most recently, Bread was updated on October 30, 2026 and Subscription Tracker on October 31, 2026.

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