Xave vs Ownio
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Xave
Securely store and manage private files locally on your device with advanced encryption. Access your data with multi-factor authentication and share encrypted files seamlessly with others.
- Local encrypted file storage
- Multi-factor authentication (PIN, biometrics)
- Encrypted file sending and receiving
- No personal information required
- Universal xID integration
- AES-256 and HMAC-SHA256 encryption
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Xave is Secure Encrypted Space on your device which allows you to store private and confidential data locally. This allows you to take your private data wherever you go. Furthermore, all files are encrypted at rest on your device instead of the cloud. When the app is not in use, it is protected with several layers of authentication before it can be accessed. Anytime you leave the app, it will require you to re-enter your 4-digit PIN and uses biometric authentication if that feature has been enabled. Xave does not require any personal information. It utilizes our universal 9-digit xID, which can be used across our other Secure and Encrypted apps, such as the xPal Ultra Secure messenger. Xave provides you with more than just a secured local encrypted space on your device. It also allows you to send and receive encrypted files through xPal Secure Messenger, without the need for any additional registration. Peace of mind and control is what Xave is all about it. All your personal data is encrypted at rest and is with you all the time. Xave also provides you the control to add, permanently delete, send, receive, sort, search and browse files such as photos, videos, and other supported files with ease and speed. Creating a Xave space is simple and easy. If you already have an xID from xPal, simply log in with your xID. If you’re a new user, it only takes a few seconds to register. Simply choose a screen name, a 4-Digit PIN, a password and you’re off and running. You can start storing your personal data in your encrypted and secured Xave space. Xave uses a key exchange protocol which combines the Double Ratchet algorithm, PreKeys, triple Elliptic-curve Diffie–Hellman (3-DH) handshake, and Curve25519. xPal also uses AES-256, and HMAC-SHA256 as primitives. Our own patent pending encrypted compression method allows for one of the best and fastest viewing and delivery of large encrypted files. Now you no longer have to worry about your private files being out of your control in the cloud or being accessed without your permission. Welcome to Xave! Terms of use: https://xave.app/terms Privacy Policy: https://xave.app/privacy
Ownio
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Everyone is told to keep a home inventory. Almost nobody has one, because doing it by hand takes an afternoon you are never going to spend. Ownio takes a photograph instead. Point at a shelf, a room, a single item; Ownio names what it sees, estimates what it is worth, and files it under the room it came from. When you are done you have the thing your insurer asks for after a fire, a burglary or a flood: a dated, room-by-room record of what you owned, with photographs and values. WHAT YOU GET - Photograph and identify. One item, or a whole shelf in one burst of up to four frames. Ownio returns a name, a category, a condition and an estimated value. Every field is yours to correct. - Insurance-ready PDF. A dated report, room by room, with photographs, serial numbers and totals. Send it to yourself or straight to your insurer. - Coverage gap check. Enter the personal property limit from your policy and see, in one figure, what you would be paying out of pocket today. - Home worth card. A shareable summary that shows the exact total, a rounded range, or nothing at all. Your call. - Serial numbers and notes. The details an adjuster asks for and nobody remembers under stress. BUILT AROUND ONE PROMISE Your inventory and every photograph live in storage on your phone. When you identify an item, a compressed copy of that photograph, up to four at once in a burst, goes through Ownio's server to an AI service (Anthropic, or OpenAI as a backup) to be recognised. Ownio asks your permission before the first one, and Ownio's server does not keep it. No ads, no account and no sign-in. Ownio can count which screens get used so it can be improved, and Settings has a switch for it. That counting never includes an item, a value, a room or a photograph, and it carries no advertising identifier. HONEST ABOUT WHAT IT IS Values are AI-assisted estimates prepared for documentation. They are not a certified appraisal, and Ownio says so in the app and on every page of the report. Ownio does not sell insurance and does not give insurance or legal advice. It documents what you own so that you can prove it. The currency is yours, not your phone's. Pick the one your policy is written in and it stays that way. SUBSCRIPTION Ownio is an auto-renewing weekly subscription. For new subscribers it opens with a 3-day free trial that includes 4 photographs, and then includes 40 photographs a week for AI identification. The unit is a photograph, not a scan: a burst collects up to four frames and spends what it collects. The weekly allowance refills at the start of each subscription week and does not roll over. If you need more before then, a pack of 10 extra photographs can be bought in the app. Purchased photographs do not expire and are not cleared by the weekly refill. Like the weekly allowance, they are used while your subscription is active. Browsing, editing and adding items by hand stay available either way. The PDF report, the coverage check and the worth card are part of the subscription. Cancel any time in Settings. Terms of Use: https://mustafasalimerek-bit.github.io/ownio-legal/terms.html Privacy Policy: https://mustafasalimerek-bit.github.io/ownio-legal/privacy.html
Screenshots
Verdict
The clearest difference is in-app purchases: Xave at none against Ownio's 2. On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Ownio sells 2 in-app purchases, starting at $6.99 per 7 days. Xave asks for nothing beyond the download.
Xave ships an update every 5 weeks, Ownio every 3 weeks. The most recent releases landed on November 4, 2026 and November 6, 2026 respectively.
| Parameter | Xave | Ownio |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (5 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 5 — better | — |
| Update frequency | Every 5 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 117 MB | 32 MB |
| Age rating | +4 | 4+ |
| Developer | XPAL.com Corporation | Mustafa Salim Erek |
In-app purchases
Xave
No in-app purchases
Ownio
- Ownio Premium3 Days trial$6.997 Days
- 10 Photos$2.00









