Buff vs PayFiniti
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Buff
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Tap. Order. Pay. Buff β changing the way you engage with your favorite places. Elevate your dining or shopping experience with our seamless ordering and payment system. Enjoy smooth interactions and secure transactions, all with just a few taps on your phone. Convenience, Anywhere, Anytime - Place orders whether youβre at home, on the go, or in-store - Stay updated with live order status and progress - Benefit from contactless checkout and skip the lines - Request assistance from staff members - Pay directly through the app Your First Smart Wallet - Choose from a variety of payment options, including Apple Pay - Quick and secure transactions - Maximize rewards using our AI to select the best credit card for you on every purchase - Manage your finances with our Plaid integration Earn Rewards with the App - Automatic discounts applied for military/student IDs at eligible stores - Access exclusive coupons and promotions - Unlock tiered loyalty levels - Get bonus rewards for completing surveys or providing feedback - Additional free benefits
PayFiniti
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Link External Wallets Easily connect your external wallets to Payfiniti, allowing you to manage all your funds in one convenient location. Whether it's your cryptocurrency wallet or another digital wallet, Payfiniti provides seamless integration for effortless management. Seamless Activity Tracking Keep tabs on your financial activity with PayFiniti's intuitive tracking features. Monitor your spending, track incoming payments, and stay informed about your financial transactions in real-time, all within the PayFiniti app. Versatile Funding Channels Add funds to your PayFiniti account using multiple channels, including ACH, wire transfers, cryptocurrency, and more. With a variety of funding options available, you can choose the method that's most convenient for you and your financial needs. Unlock Limitless Potential With our Universal Cashless Wallet, effortlessly make transactions anytime, anywhere, empowering your business to thrive in the digital age. Seamless Integration, Effortless Growth Say goodbye to operational disruptions. PayFiniti seamlessly integrates with your existing systems, ensuring a smooth transition to digital payments and unlocking new avenues for growth. Speed and Security Experience lightning-fast transactions without compromising security. With PayFiniti, your financial information is safeguarded, giving you peace of mind in every transaction. Cost-Effective Solutions Keep your costs low and your opportunities endless. PayFiniti offers low fees and unlimited transactions, giving you the freedom to expand your business without breaking the bank. Confidence and Convenience Backed by Pass through FDIC insurance via our sponsor bank Florida Capital Bank, PayFiniti provides an extra layer of security, instilling confidence in every transaction. Plus, enjoy instant transfers, giving you the power to control your finances in real-time.
Screenshots
Verdict
Buff and PayFiniti are too close to call on the numbers: across 6 compared parameters β price, update cadence, ads and in-app purchases among them β neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Buff ships an update every 3 weeks, PayFiniti monthly. The most recent releases landed on September 21, 2026 and October 7, 2026 respectively.
| Parameter | Buff | PayFiniti |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks β better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad, iPod β better |
| Requires iOS | 15.1 | 14.0 β better |
| Further details β not scored | ||
| Size | 35 MB | 67 MB |
| Age rating | 4+ | 17+ |
| Developer | Beam Communications Inc. | PayFiniti LLC |
In-app purchases
Buff
No in-app purchases
PayFiniti
No in-app purchases






