Comparison

Buff vs QikPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Buff

Features
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Tap. Order. Pay. Buff – changing the way you engage with your favorite places. Elevate your dining or shopping experience with our seamless ordering and payment system. Enjoy smooth interactions and secure transactions, all with just a few taps on your phone. Convenience, Anywhere, Anytime - Place orders whether you’re at home, on the go, or in-store - Stay updated with live order status and progress - Benefit from contactless checkout and skip the lines - Request assistance from staff members - Pay directly through the app Your First Smart Wallet - Choose from a variety of payment options, including Apple Pay - Quick and secure transactions - Maximize rewards using our AI to select the best credit card for you on every purchase - Manage your finances with our Plaid integration Earn Rewards with the App - Automatic discounts applied for military/student IDs at eligible stores - Access exclusive coupons and promotions - Unlock tiered loyalty levels - Get bonus rewards for completing surveys or providing feedback - Additional free benefits

About

QikPay

This platform allows merchants to accept payments directly from customer bank accounts, eliminating transaction fees for both parties. Securely connect bank accounts via an open-banking partner for direct money transfers without cards or hidden charges.

Highlights
  • Accept payments without transaction fees
  • Direct bank account connections
  • Secure open-banking integration
  • Eliminate card processing costs
  • Customer and merchant bank linking
Read full description

We are revolutionizing the way money moves. Our platform enables merchants to accept payments from customers without paying a single transaction fee. Both merchants and customers securely connect their bank accounts through our open-banking partner, Quiltt, allowing payments to transfer directly - no cards, no hidden charges.

Screenshots

Buff3 screens
QikPay4 screens

Verdict

The call

Buff and QikPay are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 8, 2026 and November 5, 2026 respectively.

ScorecardNo meaningful differences
Buff versus QikPay: the parameters behind the verdict, then further details
ParameterBuffQikPay
PriceFreeFree
Rating—5.0 (6 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—6 — better
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 — better16.4
Further details — not scored
Size35 MB44 MB
Age rating4+4+
DeveloperBeam Communications Inc.QikPay

In-app purchases

None

Buff

No in-app purchases

None

QikPay

No in-app purchases

Questions

Is Buff free?
Buff is free to download, with no in-app purchases.
Is QikPay free?
QikPay is free to download, with no in-app purchases.
Do Buff or QikPay have ads?
Neither Buff nor QikPay shows ads.
Which is updated more often, Buff or QikPay?
Buff ships an update every 3 weeks, and QikPay every 3 weeks. Most recently, Buff was updated on November 8, 2026 and QikPay on November 5, 2026.

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