Balance vs TipSplit
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Balance
This finance app helps individuals with variable income, like servers and bartenders, track tips, predict paychecks, and manage budgets. It offers tools for logging earnings, forecasting cash flow, and setting financial goals to reduce income-related stress.
- Tip tracking for cash and credit card tips
- Income and earnings tracker
- Paycheck and cash flow forecasting
- Budget planner with expense tracking
- Savings tracker
- Work schedule calendar
- Financial goal setting
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Balance: Tip & Income Tracker is for anyone paid by the shift: servers, bartenders, barbers, stylists, and hourly workers whose tips and hours change every week. Your pay changes every shift. Your bills don't. Balance estimates your next paycheck from the shifts you log, so you're not guessing on payday. KNOW YOUR NEXT PAYCHECK Add your job and when you get paid: weekly, every two weeks, twice a month or monthly. Log each shift and Balance adds up your wages and the tips on your check. Your next paycheck sits at the top of the job's calendar. Tap it to see every shift in it. Estimates are before taxes. LOG TONIGHT'S SHIFT Card tips, cash tips, hours, wage. Done. For each job, choose whether cash tips come on your check or go home with you that night, and Balance counts them where they belong. MORE THAN ONE JOB? Add each one with its own pay schedule and its own calendar. SEE WHAT'S LEFT AFTER BILLS Connect your bank and Balance shows your estimated balance for every day ahead, after bills. It finds your recurring bills for you, and you can hide the ones you don't want counted. Balance budgets by date: put a bill on the day it's due and see what's left. ASK BALANCE Ask about your money in plain words. "How much is my next paycheck?" "What's my best night so far?" "How does this month compare to last?" Answers come from your own numbers. With a bank connected, ask "Can I cover rent on the 1st?" YOUR DATA Connecting a bank is optional. Banks connect through Plaid, and Balance never sees your bank login. Balance doesn't sell your data. Ask Balance runs on Claude by Anthropic through Amazon Web Services, and your conversations aren't used to train AI models. Free to download.
TipSplit
This app helps servers track their tips and earnings accurately. It calculates taxes, splits tips among teams, and monitors sales and hours worked. Users can set financial goals and view detailed earning reports.
- Log CC, cash, and handshake tips
- Automatic tip splitting
- Net sales and tip percentage tracking
- Hours and wage calculation
- Built-in tax engine
- Set earnings goals
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TipSplit is the ultimate tip tracker built by servers, for servers. Log every shift in seconds! CC tips, Cash tips, Handshakes, Net Sales, and Hours. TipSplit handles the math so you can focus on making money. KNOW YOUR REAL TAKE-HOME TipSplit's built-in tax engine uses real IRS brackets and your state's tax rates to show you exactly what you keep after taxes — every single shift. TRACK EVERY DOLLAR - Log CC tips, cash tips, and handshakes separately - Automatic tip split calculations for your whole team - Net sales and tip percentage tracking - Shift notes and lunch/dinner categorization HOURS & WAGE - Log your hours and let TipSplit calculate regular pay, overtime, and spread of hours automatically - Set your rates once in Settings — pre-fills every week EARNINGS AT A GLANCE - Weekly earnings with before tax, after tax, and handshakes breakdown - Set weekly and monthly goals with a progress ring - See exactly how many shifts you need to hit your goal TIPSPLIT PRO - Monthly, Yearly & All Time earnings history - Advanced stats — best/worst shifts, consistency score, year over year comparison, quarterly breakdown, milestones - Paycheck logging — log tips from a past check stub - Backup & Restore your data - CSV Export - Holiday & goal push notifications PRIVACY FIRST No account required. All your data stays on your device. Download TipSplit and know exactly what you're making! Every shift, every week. Terms of Use: https://gettipsplit.com/terms Privacy Policy: https://gettipsplit.com/privacy/
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Verdict
The clearest difference is in-app purchases: Balance at none against TipSplit's 2. On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. TipSplit sells 2 in-app purchases, starting at $2.99 per month. Balance asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for Balance against 5.0 for TipSplit. Both are backed by a comparable volume of ratings — 9 and 12 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
Balance ships an update every 2 weeks, TipSplit fortnightly. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.
| Parameter | Balance | TipSplit |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (9 ratings) | 5.0 (12 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 9 | 12 — better |
| Update frequency | Every 2 weeks — better | Fortnightly |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Ad-supported — better | Freemium |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 61 MB | 23 MB |
| Age rating | 17+ | 4+ |
| Developer | Cakeflight | Ardit Mavraj |
Customer experience
Balance
TipSplit
In-app purchases
Balance
No in-app purchases
TipSplit
- TipSplit Pro Monthly7 Days trial$2.991 Month
- TipSplit Pro Yearly7 Days trial$17.991 Year









