Comparison

Spend Smart vs WealthTrunk

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spend Smart

Features
Read full description

Spend Smart: The ultimate app for managing your money and monitoring your spending habits. Do you want to take control of your finances and save more money? Do you want to see how your spending changes over time and where you can cut costs? Do you want to easily access and search your financial transactions anytime, anywhere? If you answered yes to any of these questions, then Spend Smart is the app for you! It is absolutely free. Spend Smart is a powerful and user-friendly app that helps you track your income and expenses, create and follow a budget, and get insights into your spending patterns. With Spend Smart, you can: - Input your income and expenses in a user-friendly interface. - Create a monthly budget based on your income and spending history. - Track your spending by date, periods, etc. - See graphical representations of your current and previous months’ spending and income. - Compare your spending and income across different time periods, such as weekly, monthly, quarterly, etc. - Check all your financial transactions for a particular month or a custom period. - Search your transactions using keywords and filters, such as expense, income, both, etc. Spend Smart is more than just an app. It’s your personal finance coach that helps you achieve your financial goals and live a better life. Download Spend Smart today and start spending smartly!

About

WealthTrunk

Manually track your net worth with this simple, privacy-focused finance tool. Organize accounts, generate reports, and project your financial future. Ideal for individuals and families seeking clarity without compromising data security.

Highlights
  • Manual net worth tracking
  • Account organization by family member
  • Professional PDF report generation
  • Financial projection and independence planning
  • Privacy-focused iCloud sync
  • Home screen widgets
Features
Read full description

WealthTrunk is a purpose-built tool to manually track your net worth. Built for simplicity, updating account balances takes just a few seconds so you can spend less time managing your finances and more time understanding them. Organize all of your accounts by family member, track your wealth journey over time, generate professional reports, and project your path to financial independence. Perfect for individuals, couples, or families who want complete financial clarity and easy communication without compromising privacy. WealthTrunk is packed with features not typically found in a spreadsheet or budgeting app. Privacy by Design WealthTrunk stores everything in your personal iCloud account using Apple's CloudKit technology. We never see, access, or collect your financial information. No bank connections, third-party access, external servers, or data harvesting. Enjoy a seamless experience built for Apple's ecosystem. Getting started is simple. Add a personal profile and tell us about your first financial account, and WealthTrunk creates a personalized dashboard showing net worth, account growth, and future projections. And since it's purposefully built for Apple devices, your data syncs seamlessly across iPhone, iPad, or Mac. Track - Beautiful charts show your net worth and account growth over time. - Manually record balances to chart your financial journey, no external connections or bank data. - Create Goals that automatically keep your net worth, savings, or debt payoff front and center. - Home screen widgets help you stay on track. - Optionally track Stocks, ETFs, Crypto, and other assets with live market data. - Supports multiple currencies across accounts. Organize - Create separate profiles for each family member and organize accounts by person. - Generate professional PDF Net Worth Statements with charts, account details, and important records. - Control privacy with show/hide options for sensitive information. - Store financial records, contacts, and notes in one place. - Filter view by individual or family members to see everything together. - Add account nicknames and notes to keep everything clearly organized. Share & Communicate - Generate professional PDF reports perfect for financial discussions with your partner. - Create financial summaries for trusted contacts or family members in case of emergency. - Import or Export data via CSV. - Perfect for annual financial reviews, estate planning, or teaching kids about money. Project - Set retirement timelines and see projected future net worth. - Track your progress to financial independence, with FIRE and Coast FIRE projections. - Add monthly contributions and expected returns for forward-looking insights. - Adjust scenarios to see how different strategies impact your future. No Ads WealthTrunk is designed with the sole purpose of helping you organize and track your finances. We'll never interrupt your experience with ads or try to sell you products you don't need. Subscription Details WealthTrunk offers a free tier that covers the essentials for tracking and sharing your net worth. Add accounts, record balances, chart your net worth, and generate a PDF statement. If you have a simple financial picture, this may be all you need. Pro raises the account limit, unlocks additional dashboard charts and insights, and removes a few banners. Subscribing supports development and keeps the app ad-free. If you cancel your subscription, you keep all your data. View it, export it, and resubscribe at any time to add more accounts or update balances. Music by: Bensound.com/royalty-free-music License code: XSCF94MLJYGCALBB Artist: : Benjamin Tissot Terms of Use: https://wealthtrunk.app/Terms_of_Service.html Privacy Policy: https://wealthtrunk.app/Privacy_Policy.html

Screenshots

Spend Smart4 screens
WealthTrunk4 screens

Verdict

The call

The clearest difference is in-app purchases: Spend Smart at none against WealthTrunk's 4. Spend Smart also leads on iOS requirement (17.0 vs 26.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. WealthTrunk sells 4 in-app purchases, starting at $3.99 per month. Spend Smart asks for nothing beyond the download.

Scorecard2 real differences · 8 level
Spend Smart versus WealthTrunk: the parameters behind the verdict, then further details
ParameterSpend SmartWealthTrunk
PriceFreeFree
Rating—5.0 (25 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—25 — better
Update frequency—Weekly
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPadiPhone, iPad, Mac — better
Requires iOS17.0 — better26.0
Further details — not scored
Size5 MB56 MB
Age rating4+4+
DeveloperRemilekun LatinwoChristopher Scott Schultz

In-app purchases

None

Spend Smart

No in-app purchases

4 purchases

WealthTrunk

Subscriptions2
  • Monthly$3.991 Month
  • Yearly7 Days trial$24.991 Year
One-time2
  • Pro Lifetime Sale$34.99
  • Pro Lifetime$59.99

Questions

Is Spend Smart free?
Spend Smart is free to download, with no in-app purchases.
Is WealthTrunk free?
WealthTrunk is free to download, with in-app purchases available.
Do Spend Smart or WealthTrunk have ads?
Neither Spend Smart nor WealthTrunk shows ads.

Other comparisons