Amortization Calculator vs Wasted

The Amortization Calculator app is a must-have for people with a mortgage, auto loan, student loan, or any other loan that requires monthly payments. The Amortization Calculator starts by calculating your monthly payment based on the loan amount, interest rate, and length of your loan. Then it creates an amortization schedule that breaks down how much of each monthly payment goes towards interest, how much goes towards paying down the loan, and the current loan balance. The amortization schedule will show you that as times goes by, less of your monthly payments will go towards paying interest and more of your monthly payments will go towards paying down the loan. You can substantially reduce the number of monthly payments and total interest cost of your loan by either paying a fixed extra amount every month, or paying a large one-time lump sum. This app also includes an Extra Monthly Loan Payment Calculator and a Lump Sum Loan Calculator so you can calculate your potential savings. The app was inspired by the popular Grinebiter.com Amortization Calculator web application. We took what we learned from our web visitors to make this very useful iOS Apple app. The app is fast, intuitive, and easy to use. It is a standalone app, which means that it will work perfectly fine in places with little or no Internet access. Additionally, the Amortization Calculator app does not have any subscription fees, in-app purchases, tracking, or ads. In other words, you can enjoy full and complete access to the app with no surprises or extra costs. We hope that the Amortization Calculator app will become one of your favorite apps to help with your financial health.

How many hours would you need to work to afford that purchase? Wasted helps you see the true cost of everything you buy, not in pounds, but in hours of your life. SIMPLE & POWERFUL Enter any price and instantly see how long you'd need to work to afford it. We factor in your country's tax rates to show you the real cost based on your take-home pay, not your gross salary. THE PAUSE THAT SAVES That split-second pause before buying can be the difference between a smart purchase and an impulse buy. Wasted gives you that pause by reframing the cost in terms that actually matter - your time. FEATURES • Convert any price to working hours instantly • Automatic tax estimation for accurate take-home pay calculations • Salary calculator if you don't know your hourly rate • Clean, distraction-free design • 100% private, all data stays on your device THE PSYCHOLOGY OF SPENDING Research shows that thinking about purchases in terms of time rather than money leads to better financial decisions. Wasted puts this insight in your pocket. Your time is your most valuable asset. Spend it wisely. Terms of Use: https://tiltedlensacc-star.github.io/wasted-support/terms.html