Comparison

paykka vs CIXOR PayDay

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

paykka

Features
Read full description

Maximize your payment capabilities with XGD Europe by embracing in-store QR payments through Alipay, WeChat Pay, and Union Pay across Europe. The XGD Europe App is designed to enable European businesses and merchants to accept payments from Chinese customers seamlessly. Key Features: β€’ Generate Payment QR Codes: Create QR codes for transactions. β€’ Send and Receive Payments: Share QR codes with your customers and receive payments effortlessly. β€’ Accept Payments: Use your phone to scan customer QR codes and accept payments. β€’ Sales Tracking: Keep track of your sales performance. β€’ Transaction Volume: Get insights into your daily, weekly, and monthly transaction volumes. β€’ On-the-Go Refunds: Process refunds conveniently from anywhere. XGD Europe is a regulated Payment Institute in the EU. Experience seamless transactions and refunds right from your phone with the XGD Europe app. Simply scan your customer’s QR code using your mobile camera to accept payments or issue refunds instantly. You can also generate QR codes directly from your phone and share them with your customers via message or email. No Cost App and Account Setup Enjoy the benefits of the XGD Europe app without any upfront or ongoing costs. View Settlement Reports Stay updated with your account information, settlement reports, and data analysis on the go. Get instant confirmations of your transactions and settlements, and keep track of your earnings anytime, anywhere. Secure Payments Leverage the power of the latest technology for secure payments. Our app uses QR code scanning for transactions, ensuring no card details are exchanged. Please note, this app is exclusively available for existing XGD Europe Merchants. To get your login details, kindly visit our website: www.xgd.lu.

About

CIXOR PayDay

Features
Read full description

CIXOR PayDay gives employees fast, secure access to their earned wages and complete control over their financial wellbeing. Designed for global use, it’s more than an earnings app β€” it’s a complete financial wellness companion. Core Features - User Registration: Create a secure CIXOR PayDay account. - Employer Token Onboarding: Join your employer’s PayDay program instantly. - Real-Time Earned Wage Balance: See your live earnings as you work. - Instant Wage Withdrawals: Access the eligible portion of your earnings anytime. - In-App Wallet: Manage funds, receive withdrawals, and track balances easily. - Wallet Transfers: Send money to bank accounts or transfer to other users. - QR Payments: Pay instantly by scanning QR codes or sharing your personal QR. - Scan & Pay: Make fast, cashless payments at CIXOR users. - Transaction History: View a complete record of withdrawals, wallet activity, transfers, and QR payments. - Security Controls: Reset PIN and password anytime for safe account access. Why It Matters CIXOR PayDay empowers users with transparency, control, and access to smarter financial solutions β€” wherever they are in the world.

Screenshots

paykka4 screens
CIXOR PayDay4 screens

Verdict

The call

The clearest difference is update cadence: paykka at fortnightly against CIXOR PayDay's monthly. paykka also leads on iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

paykka ships an update fortnightly, CIXOR PayDay monthly. The most recent releases landed on October 7, 2026 and September 28, 2026 respectively.

Scorecard2 real differences Β· 4 level
paykka versus CIXOR PayDay: the parameters behind the verdict, then further details
ParameterpaykkaCIXOR PayDay
PriceFreeFree
Update frequencyFortnightly β€” betterMonthly
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod β€” better
Requires iOS12.0 β€” better15.6
Further details β€” not scored
Size48 MB37 MB
Age rating17+4+
DeveloperXGD Europe SAFintechnology Asia Pacific Lanka (Pvt) Ltd.

In-app purchases

None

paykka

No in-app purchases

None

CIXOR PayDay

No in-app purchases

Questions

Is paykka free?
paykka is free to download, with no in-app purchases.
Is CIXOR PayDay free?
CIXOR PayDay is free to download, with no in-app purchases.
Do paykka or CIXOR PayDay have ads?
Neither paykka nor CIXOR PayDay shows ads.
Which is updated more often, paykka or CIXOR PayDay?
paykka ships an update fortnightly, and CIXOR PayDay monthly. Most recently, paykka was updated on October 7, 2026 and CIXOR PayDay on September 28, 2026.

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