Fena Toolkit vs PayTrueQR
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Fena Toolkit
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Get paid directly to your bank account. Accepting Open Banking payments on your device with our user-friendly QR code technology couldn't be easier. Simply enter the amount you wish to charge your customer, then ask them to scan the code. Thereβs no need for a separate terminal, and payments are 100% secure. Key Features: - QR Code Payments: Generate a QR code to get paid directly into your bank account from your customers. - Pay by Link: Share payment links with your customers or clients with easy-to-use share functionality. The links can be shared via text, message, email, or Bluetooth. - Transaction History: View your transaction history in one tab. Toggle between different transaction statuses or use our comprehensive filters to narrow down your search. - Terminal Management: Manage your terminals from this tab. Hide or show your terminals saved in your Fena Business Toolkit account. - Profile Settings: Change your personal details or your password from within the app. - Team Management: Create multiple users and assign them to one or more terminals for greater control over team access. - Supports Multiple Bank Accounts for Payouts: Add one or more bank accounts and assign them to one or more terminals for payout. You need a Fena Business Toolkit account to use the Fena Toolkit ePOS app. You can register for an account here: https://toolkit.fena.co/sign-up.
PayTrueQR
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Stop losing your profits to high card fees. PayTrueQR is the fast, secure, and fair way for UK businesses to accept payments. Bypass costly card networks and get paid directly into your bank account, no terminals, no hidden costs, and no waiting days for your money. Traditional card processors take a percentage of every sale. We think thatβs unfair. PayTrueQR uses Open Banking to settle payments near-instantly for a transparent, ultra-low fixed fee. β’ Instant Settlement: Funds reach your account in seconds via the UK Faster Payments Service (FPS). Improve your cash flow overnight. β’ Ultra-Low Fees: Enjoy transparent, fixed-fee pricing. Keep more of what you earn compared to traditional card processors. β’ No Hardware Needed: Your phone is your terminal. Generate a secure QR code in seconds for your customers to scan. β’ Bank-Grade Security: Payments are authorised by your customers directly in their own banking app using FaceID or TouchID. PayTrueQR Limited | Registered in England and Wales | Company Number: 16567595 | ICO Registration Number: ZC100823 | VAT Number: 511050654 PayTrueQR Limited is acting as a Registered Agent of Finexer LTD ("Finexer"). Finexer is authorised by the Financial Conduct Authority (FCA) under the Payment Services Regulations 2017 (Firm Reference Number 925695) as an Authorised Payment Institution to provide Account Information Services (AIS) and Payment Initiation Services (PIS).
Screenshots
Verdict
The clearest difference is update cadence: Fena Toolkit at monthly against PayTrueQR's every 6 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Fena Toolkit ships an update monthly, PayTrueQR every 6 months. The most recent releases landed on November 12, 2026 and November 9, 2026 respectively.
| Parameter | Fena Toolkit | PayTrueQR |
|---|---|---|
| Price | Free | Free |
| Update frequency | Monthly β better | Every 6 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod β better | iPhone, iPad |
| Requires iOS | 15.0 β better | 16.4 |
| Further details β not scored | ||
| Size | 45 MB | 52 MB |
| Age rating | 4+ | 4+ |
| Developer | FENA LABS LTD | PayTrueQR Limited |
In-app purchases
Fena Toolkit
No in-app purchases
PayTrueQR
No in-app purchases








