Comparison

MYBY vs MKMPay

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

MYBY

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Welcome to MYBY – Your Financial Companion! At MYBY, we understand the importance of making informed financial decisions. We believe that everyone deserves access to user-friendly tools that empower them to manage their finances efficiently. Our mission is to simplify complex financial calculations and make them accessible to users of all backgrounds. MYBY is more than just a finance calculator app; it's a comprehensive toolkit designed to assist individuals, entrepreneurs, and professionals in their financial planning journey. Whether you're calculating mortgage payments, evaluating investment returns, or planning your budget, MYBY is here to simplify and streamline the process. What sets MYBY apart is its intuitive interface and robust functionality. We prioritize user experience, ensuring that our app is easy to navigate and provides accurate results swiftly. Our team of finance experts and developers continually update and improve MYBY to keep up with evolving financial landscapes and user needs.

About

MKMPay

Manage your money effortlessly with an advanced e-wallet designed for convenience and security. Perform instant transfers, pay bills, track expenses in real-time, and integrate bank accounts and cards all in one user-friendly platform.

Highlights
  • Instant money transfers
  • Easy bill payments
  • Real-time expense tracking
  • Bank and card integration
  • Robust security features
  • User-friendly interface
  • Global accessibility
Features
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Take Control of Your Finances with Our Advanced e-Wallet In today’s digital world, managing finances should be straightforward, secure, and accessible. Our advanced e-Wallet has been designed to offer unmatched convenience and robust security. Whether you're transferring money, paying bills, or tracking expenses, our e-Wallet provides an effortless way to manage your finances anytime, anywhere. With the rise of digital financial tools, traditional banking methods can feel outdated. Our e-Wallet consolidates all your financial needs into one user-friendly app, simplifying how you manage money. Key Features of MKMPay 1. Instant Money Transfers Send or receive money instantly with our e-Wallet. Whether you're paying a friend, sending money to family, or handling business payments, transactions happen in real-time. With strong encryption technology, your financial data remains protected during every transfer. 2. Easy Bill Payments Pay your bills directly through our e-Wallet, including utilities, mobile recharges, internet services, and more. No more waiting in lines or logging into multiple websites. You can make timely payments, avoid late fees, and consolidate all your bill payments in one platform. 3. Real-Time Tracking Track your expenses with ease using our real-time transaction feature. Monitor spending, categorize expenses, and get insights into your financial habits. This transparency helps you make informed decisions and stick to your budget. 4. Bank and Card Integration Our e-Wallet integrates seamlessly with your bank accounts and credit/debit cards. Manage all your financial transactions from one place, without the hassle of switching between platforms. Transfers, payments, and balance tracking are made simple. 5. Robust Security Security is a top priority. Our e-Wallet uses encryption, two-factor authentication (2FA), and biometric logins to keep your financial data safe. Fraud detection features constantly monitor for suspicious activity, ensuring your information is secure. 6. User-Friendly Interface Designed with simplicity in mind, our e-Wallet is easy to navigate for all users. Whether you're tech-savvy or new to digital wallets, our interface ensures you can easily access all features with minimal effort. 7. Convenient Wallet Top-Ups Top up your wallet instantly using linked bank accounts, debit/credit cards, or external payment systems. With fast and flexible top-ups, you’ll always be ready for your next transaction. 8. Global Accessibility Manage your finances from anywhere in the world. Whether traveling abroad or making international transactions, our e-Wallet ensures you remain connected to your money, no matter where you are. Benefits of Using MKMPay Simplified Financial Management Consolidate all your financial tasks into one app. Whether paying bills, transferring money, or tracking expenses, our e-Wallet simplifies managing your money and saves you time. Time and Cost Savings Traditional banking can be slow and costly. With instant transfers, bill payments, and no hidden fees, our e-Wallet helps you save time and money with every transaction. Enhanced Security Advanced encryption, 2FA, and biometric logins ensure that your financial data is protected. Fraud detection features continuously safeguard your funds from unauthorized activity. Flexibility and Convenience Access your finances anywhere, anytime. Whether at home or on the go, our e-Wallet lets you stay in control of your money. Better Budgeting Real-time tracking offers insights into your spending habits, helping you create a smarter budget and reduce unnecessary expenses.

Screenshots

MYBY4 screens
MKMPay4 screens

Verdict

The call

The clearest difference is device support: MYBY at 3 against MKMPay's 1. MYBY also leads on iOS requirement (14.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 5, 2026 and October 19, 2026 respectively.

Scorecard2 real differences Β· 6 level
MYBY versus MKMPay: the parameters behind the verdict, then further details
ParameterMYBYMKMPay
PriceFreeFree
Positive reviewsβ€”90.0% of reviews
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesNoNo
Monetizationβ€”Free
DevicesiPhone, iPad, iPod β€” betteriPhone
Requires iOS14.0 β€” better16.0
Further details β€” not scored
Size83 MB70 MB
Age rating4+4+
DeveloperProminent Signet Sdn BhdMKM Capital Sdn Bhd

In-app purchases

None

MYBY

No in-app purchases

None

MKMPay

No in-app purchases

Questions

Is MYBY free?
MYBY is free to download, with no in-app purchases.
Is MKMPay free?
MKMPay is free to download, with no in-app purchases.
Do MYBY or MKMPay have ads?
Neither MYBY nor MKMPay shows ads.
Which is updated more often, MYBY or MKMPay?
MYBY ships an update fortnightly, and MKMPay fortnightly. Most recently, MYBY was updated on October 5, 2026 and MKMPay on October 19, 2026.

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