PayTyme vs ZarPays
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
PayTyme
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PayTyme is a utility payment App. Trusted by Nigerians to make their day-to-day payments. Download this App to make utility bill payments such as Electricity, Mobile Airtime top-ups, Data subscriptions, TV subscriptions, Sports Betting, Educational payments, Flight booking, and Government tax payments. You can also share funds with friends and families on PayTyme.
ZarPays
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ZarPays โ Airtime & Internet Top-Up for Family Abroad ZarPays lets you top up mobile airtime and internet data packages for family and friends in Afghanistan, Pakistan, and beyond instantly. If you're living abroad and want a fast, reliable way to keep your loved ones connected, ZarPays makes it simple: choose a number, select a top-up amount or data package, and pay securely. no waiting days, no confusion and in 99% of the cases , in less than 5 seconds the airtimes are delivered. Why ZarPays ? Instant top-ups to real mobile numbers in Afghanistan, Pakistan, and other supported countries Supports major local carriers, including: Afghanistan: Afghan Wireless (AWCC), Roshan, Etisalat Afghanistan, Salaam, ATOMA Pakistan: Jazz, Telenor, Ufone, Zong Simple, guided flow. How it works? 1- Enter the recipient's mobile number 2- Choose an airtime amount or a data/internet package 3- Pay securely 4- Your family member receives the top-up on their phone within moments Built for the diaspora community ZarPays was built specifically for people living away from home who want an easy way to be connected with their families โ whether it's topping up a parent's phone for a call, or making sure a sibling has internet access for school or work. Security and trust Payments are processed securely, and we do not store your full payment card details. ZarPays operates as a registered business (SKM Technologies) and is committed to transparent, reliable service.
Screenshots
Verdict
The clearest difference is iOS requirement: PayTyme at 13.4 against ZarPays's 15.1. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | PayTyme | ZarPays |
|---|---|---|
| Price | Free | Free |
| Update frequency | Monthly | โ |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.4 โ better | 15.1 |
| Further details โ not scored | ||
| Size | 26 MB | 55 MB |
| Age rating | 17+ | 17+ |
| Developer | Paytyme Limited | SKM Technologies |
In-app purchases
PayTyme
No in-app purchases
ZarPays
No in-app purchases









