Expensense vs KiraLocum

Expensense - effortless expense and income tracking for your financial success! Our app provides simple tools for effective financial management. Track your finances, create budgets, and achieve your financial goals with ease. It will help answer questions like: Where does the money go? What expenses do we have, and how can we save? Start managing your personal finances with our application. We help to make this process convenient for you. Application features: - Works without internet connection - Expense tracking - Income tracking - Adding and managing accounts - Balance adjustment on the account - Expense category management - Income category management - Expense category statistics - Income category statistics - Overall statistics for specific periods - App language selection - FaceID security - iCloud backup The app offers an auto-renewing Premium Subscription. Payment will be charged to iTunes Account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula Privacy Policy: https://app.websitepolicies.com/policies/view/sqwryhrm If you have any suggestions, write to us: expensense.app@gmail.com Download the app and start using it right now!

KiraLocum is a personal earnings ledger and tax-estimate companion. KNOW WHO OWES YOU Log a session in seconds — clinic, hours, rate — and KiraLocum computes what you're owed automatically. See outstanding payments aged into 30/60/90-day buckets, and each clinic's own average time-to-pay, so you know who's reliable and who to follow up with. EVERY SESSION, EVERY RINGGIT Rate cards remember each clinic's hourly or flat rate and any per-patient incentives, so a session prices itself the moment you log it. Watch your earnings build month by month against a monthly goal. SYNCED WITH YOUR CALENDAR KiraLocum reads your phone's calendar for anything that looks like a locum session and offers to import it as a draft — nothing added without your say-so. Sessions you log here write back to their own dedicated calendar, so nothing double-books. A home screen widget shows what's next at a glance. KNOW WHAT TO SET ASIDE FOR LHDN Enter your residency, income, and reliefs once — spouse, children, EPF, lifestyle, medical, and more — and KiraLocum estimates what to set aside for LHDN, this year of assessment, before it's due. Reliefs and rate tables are versioned by year, so the app never guesses at a figure it doesn't have real published data for. DEDUCTIBLE EXPENSES, FILED AS YOU GO Indemnity insurance, APC renewal, CPD courses, travel, equipment — log them against the year and attach a receipt photo, kept on your own phone, never uploaded anywhere. YOUR DATA STAYS ON YOUR PHONE Your records are stored on your own device, not on our servers. Keep your phone's iCloud Backup on and they come with you to a new iPhone. KIRALOCUM PLUS Plus adds KiraLocum Cloud — your records synced to our servers and across your devices, even between whichever phone you use — plus unlimited clinics and payment accounts, your full earnings history and breakdown (including whether the sessions you've booked will reach this month's goal), the full tax estimate with LHDN bracket breakdown, and CSV/PDF export for tax season. Monthly, yearly, or a one-time lifetime purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the period. BUILT FOR ONE PERSON'S RECORDS, NOT A PRACTICE No client logins, no team seats, no marketplace listings. KiraLocum is your own ledger, private to you, handled in line with Malaysia's Personal Data Protection Act 2010. KiraLocum's tax estimate is exactly that: an estimate, to help you plan ahead. It is not tax advice, not a filing, and not a substitute for a licensed tax agent — always verify before relying on any figure. Questions or feedback: kiralocum@gmail.com Terms of use: https://www.kiralocum.com/terms.html Privacy policy: https://www.kiralocum.com/privacy.html