2XCHANGE vs Cubby
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
2XCHANGE
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「無差價」這個價格是由市場決定最公平也是最能反映真實的貨幣滙率，而兌換「無差價」的計算是根據市場的買入價和賣出價的平均值來確定，中間就是沒有差價，所以對買入賣出的雙方也是最公平及透明的兌換選擇！2XCHANGE為用戶的兌換體驗重新定義，不需要再為差價而煩惱，盡情兌換！ 我們開發的手機應用程式，運用「無差價」這項大原則，加上來自市場不同的數據，協助每一位重要客戶繞過在兌換時會遇到的消費陷阱，像最低的滙率這類沒準則沒規管的市場包裝設計。這種語言藝術都會對兌換消費者做成不必要的損失，往往兌換得越多損失就越大，讓消費者一面倒承受。換句話說，此刻你只要下載我們2XCHANGE的手機應用程式，兌換你需要的外幣，就可以輕鬆體驗到我們帶給重要的你的無差價服務！ 記住無論你需要由港幣轉外幣，或者外幣轉返港幣，兌換就黎2XCHANGE！ 嶄新無差價手機應用程式，你嘅外幣現金管家
Cubby
Effortlessly track your expenses by snapping photos of receipts. Log spending quickly, set budgets, and visualize your financial habits with clear charts. Manage money across different currencies and languages.
- Receipt scanning with auto-fill
- Fast manual expense entry
- Category-based budgeting
- Spending breakdown charts
- Multi-currency support
- Calendar and list views
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Cubby makes tracking your money effortless. Snap a photo of any receipt and Cubby reads the merchant, amount, and date for you — no typing. Log expenses in seconds, set monthly budgets, and watch a clear breakdown of where your money actually goes. • Scan receipts — auto-fill the details from a photo • Fast manual entry with categories, accounts, and members • Budgets per category with progress tracking • Beautiful charts: see spending by category, payment, or person • Calendar and list views of every expense • Multi-currency with automatic conversion • Available in English, 中文ançais, Deutsch Cubby Pro unlocks: • AI-powered receipt scanning • Cloud sync across all your • Export to Excel & PDF • An ad-free experience Your data stays private — everything lives on your device unless you turn on Cloud Sync. Start taking control of your spending today. Terms of Use (EULA): https://dpyptfikyzzplbtfqfmj.supabase.co/storage/v1/object/public/legal/terms.txt Privacy Policy: https://dpyptfikyzzplbtfqfmj.supabase.co/storage/v1/object/public/legal/privacy.txt
Screenshots
Verdict
The clearest difference is in-app purchases: 2XCHANGE at none against Cubby's 2. 2XCHANGE also leads on ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Cubby sells 2 in-app purchases, starting at $2.99 per month. 2XCHANGE asks for nothing beyond the download.
2XCHANGE ships an update every 3 weeks, Cubby every 2 weeks. The most recent releases landed on October 19, 2026 and October 12, 2026 respectively.
| Parameter | 2XCHANGE | Cubby |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 3 weeks | Every 2 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 104 MB | 91 MB |
| Age rating | 4+ | 4+ |
| Developer | 2XCHANGE FINTECH LIMITED | HORIZONA LIMITED |
In-app purchases
2XCHANGE
No in-app purchases
Cubby
- Cubby Pro Monthly$2.991 Month
- Cubby Pro Yearly$19.991 Year
