Karty vs QIIC Smart
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Karty
Manage your finances with a digital wallet that allows you to pay, spend, budget, and earn rewards. Track expenses by category, set custom budgets, and use Visa-powered cards for payments. Redeem earned points for flights, hotels, and vouchers.
- Digital wallet for payments
- Customizable monthly budgets
- Visa-powered card payments
- Spending tracking by category
- Earn KPoints rewards
- Redeem points for travel and vouchers
- Exclusive deals and discounts
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Ready to level up your money game? With Karty, you can pay, spend, budget, and get rewarded — all in one app.Set your custom budgets for the month, use KARTY Visa-powered cards to make payments, and easily track your spending by category and get KPointsLook out for exclusive deals and discounts to save up on your next spend, and redeem KPoints for flight bookings, hotel bookings, vouchers and much more.Karty is all about making your financial life smoother, simpler, and rewarding. And trust us, we're just getting started. Want early access? Join the waitlist now — you don’t want to miss this!
QIIC Smart
Manage your insurance policies conveniently through this application. It simplifies policy management and provides easy access to your insurance information.
- Manage insurance needs
- Policy management
- Convenient access
- Simplified insurance
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The QIIC Insurance app offers an easy way to manage your insurance needs. QIIC makes it simple and convenient.
Screenshots
Verdict
The clearest difference is ads: Karty at none against QIIC Smart's shown. Karty also leads on update cadence (every 5 days vs every 2 months). QIIC Smart's advantage is review sentiment (100% vs 75%) and device support (3 vs 1). On price, in-app purchases, monetization model and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Karty ships an update every 5 days, QIIC Smart every 2 months. The most recent releases landed on September 19, 2026 and September 28, 2026 respectively.
| Parameter | Karty | QIIC Smart |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (18 ratings) — better | — |
| Positive reviews | 75.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 18 — better | — |
| Update frequency | Every 5 days — better | Every 2 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 265 MB | 51 MB |
| Age rating | 4+ | 17+ |
| Developer | KARTY LLC | Qatar Islamic Insurance Company |
Customer experience
Karty
QIIC Smart
In-app purchases
Karty
No in-app purchases
QIIC Smart
No in-app purchases
