Comparison

Karty vs Subly Subscriptions

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Karty

Manage your finances with a digital wallet that allows you to pay, spend, budget, and earn rewards. Track expenses by category, set custom budgets, and use Visa-powered cards for payments. Redeem earned points for flights, hotels, and vouchers.

Highlights
  • Digital wallet for payments
  • Customizable monthly budgets
  • Visa-powered card payments
  • Spending tracking by category
  • Earn KPoints rewards
  • Redeem points for travel and vouchers
  • Exclusive deals and discounts
Read full description

Ready to level up your money game? With Karty, you can pay, spend, budget, and get rewarded — all in one app.Set your custom budgets for the month, use KARTY Visa-powered cards to make payments, and easily track your spending by category and get KPointsLook out for exclusive deals and discounts to save up on your next spend, and redeem KPoints for flight bookings, hotel bookings, vouchers and much more.Karty is all about making your financial life smoother, simpler, and rewarding. And trust us, we're just getting started. Want early access? Join the waitlist now — you don’t want to miss this!

About

Subly Subscriptions

Features
Read full description

Subly is the subscription tracker that respects your privacy: no account, no cloud, and nothing you enter ever leaves your phone. It even works in airplane mode. STOP PAYING FOR FORGOTTEN SUBSCRIPTIONS Netflix, Spotify, iCloud, the gym, meal boxes… small charges add up quietly. Subly shows your true monthly and yearly total and reminds you before every charge, so you can cancel in time. FREE FEATURES • Track up to 5 active subscriptions • Weekly, monthly, quarterly, yearly or custom billing cycles • Smart reminders before each charge (survive phone restarts) • Monthly & yearly totals, sorted by next billing date • Quick-add catalog with popular services • Works 100% offline from the first launch PREMIUM — ONE PAYMENT, YOURS FOREVER (no subscription!) • Unlimited subscriptions • Statistics: spending by category, 12-month trend, yearly projection • Multi-currency totals with your own exchange rates • Price-increase history per subscription • Encrypted backup & CSV export • Themes, AMOLED black & accent colors • Ad-free forever PRIVACY, FOR REAL Subly has no servers and no accounts. Nothing you enter — subscriptions, prices, notes — leaves your device, and we never see it. The free version is funded by ads delivered through Google AdMob, which may use your device's advertising ID to pick them; on iOS you decide in the system tracking prompt, and declining simply means non-personalized ads. Premium removes advertising completely. Download Subly and take back control of your recurring spending.

Screenshots

Karty4 screens
Subly Subscriptions4 screens

Verdict

The call

The clearest difference is in-app purchases: Karty at none against Subly Subscriptions's 1. Karty also leads on ads (none vs shown) and update cadence (every 5 days vs every 2 months). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subly Subscriptions sells 1 one-off in-app purchase. Karty asks for nothing beyond the download.

UpkeepUpdate frequency

Karty ships an update every 5 days, Subly Subscriptions every 2 months. The most recent releases landed on November 8, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 7 level
Karty versus Subly Subscriptions: the parameters behind the verdict, then further details
ParameterKartySubly Subscriptions
PriceFreeFree
Rating4.1 (28 ratings) — better—
Positive reviews55.6% of reviews—
Number of ratings28 — better—
Update frequencyEvery 5 days — betterEvery 2 months
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhoneiPhone, iPod — better
Requires iOS16.615.0 — better
Further details — not scored
Size271 MB28 MB
Age rating4+4+
DeveloperKARTY LLCGokhan Oksak

In-app purchases

None

Karty

No in-app purchases

1 purchases

Subly Subscriptions

One-time1
  • Subly Premium Lifetime$4.99

Questions

Is Karty free?
Karty is free to download, with no in-app purchases.
Is Subly Subscriptions free?
Subly Subscriptions is free to download, with in-app purchases available.
Do Karty or Subly Subscriptions have ads?
Subly Subscriptions shows ads; Karty does not.
Which is updated more often, Karty or Subly Subscriptions?
Karty ships an update every 5 days, and Subly Subscriptions every 2 months. Most recently, Karty was updated on November 8, 2026 and Subly Subscriptions on October 31, 2026.

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