Comparison

ZTBL Digital App vs GB Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ZTBL Digital App

Features
Read full description

A digital banking experience that is more convenient, fast and secure. Manage your finances quickly & securely with ZTBL Digital App that provide you with an enhanced user experience. Main features of ZTBL Digital App: Ā· Alternate login feature (Pin/Biometric) Ā· Islamic Portal on Pre login (Quran/Tashbeeh, Prayers Time, Qibla) Ā· Multi Lingual App Ā· Funds Transfers (Local/IBFT) Ā· Bill Payments Ā· Mobile TopUp Ā· Credit Card bill payment of other banks through the 1BILL feature Ā· Account Statement Ā· Pay later Option

About

GB Pay

Features
Read full description

GB Pay – Your Official Digital Payment Solution for Gilgit-Baltistan GB Pay is the secure, efficient, and user-friendly platform for paying government taxes, utility bills, fines, and other official fees in Gilgit-Baltistan. Designed to streamline revenue collection, GB Pay ensures a hassle-free digital payment experience for citizens and businesses alike. Why Use GB Pay? All-in-One Payment Hub – Pay government taxes, electricity bills, traffic fines, custom duties, and more from one app. Secure & Reliable – Your transactions are protected with the latest encryption technology. Real-Time Payment Updates – Instantly receive confirmations for successful payments. Easy-to-Use Interface – A simple, intuitive design for smooth navigation. 24/7 Access – Make payments anytime, anywhere. Integrated with Government Systems – Officially approved by the Government of Gilgit-Baltistan for transparent and efficient transactions. How It Works: Sign up or log in with your credentials. Select the payment category (taxes, bills, fines, etc.). Enter your details and review your payment. Complete the transaction securely and receive instant confirmation. GB Pay is transforming digital payments in Gilgit-Baltistan, making government transactions easier, faster, and more transparent. Download GB Pay today and experience seamless digital payments!

Screenshots

ZTBL Digital App4 screens
GB Pay4 screens

Verdict

The call

The clearest difference is iOS requirement: GB Pay at 12.0 against ZTBL Digital App's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ZTBL Digital App ships an update every 2 months, GB Pay every 6 weeks. The most recent releases landed on October 8, 2026 and October 5, 2026 respectively.

Scorecard1 real difference Ā· 5 level
ZTBL Digital App versus GB Pay: the parameters behind the verdict, then further details
ParameterZTBL Digital AppGB Pay
PriceFreeFree
Update frequencyEvery 2 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.112.0 — better
Further details — not scored
Size68 MB35 MB
Age rating17+4+
DeveloperZarai Taraqiati Bank LtdGovernment of Gilgit Baltistan

In-app purchases

None

ZTBL Digital App

No in-app purchases

None

GB Pay

No in-app purchases

Questions

Is ZTBL Digital App free?
ZTBL Digital App is free to download, with no in-app purchases.
Is GB Pay free?
GB Pay is free to download, with no in-app purchases.
Do ZTBL Digital App or GB Pay have ads?
Neither ZTBL Digital App nor GB Pay shows ads.
Which is updated more often, ZTBL Digital App or GB Pay?
ZTBL Digital App ships an update every 2 months, and GB Pay every 6 weeks. Most recently, ZTBL Digital App was updated on October 8, 2026 and GB Pay on October 5, 2026.

Other comparisons