Fund vs Simpler Budget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fund
This finance app helps users achieve their savings goals by allowing them to create custom funds and visualize their progress. Track income and expenses with clear charts to make informed financial decisions.
- Create custom savings funds
- Visualize financial goals
- Track income and expenses
- Easy-to-understand charts
- Simple setup process
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FundFlow - Where Goals Meet Reality! Ready to turn your dreams into digits? Meet FundFlow, the app that adds fun and clarity to your savings journey! Whether you're stockpiling for a sleek new ride or planning those cozy date nights, FundFlow is your go-to buddy for every savings adventure. Set Up in Seconds, Save for Eternity: Create funds for all your goals - 'Vacay Fund', 'Gadget Goals', you name it! Watch your pennies pile up and get closer to your dreams with every deposit. See Your Money Dance: Dive into dazzling, easy-to-understand charts. Track every cent, incoming or outgoing, and make smart decisions on the fly. With FundFlow, every addition is a step closer to your goals! Download FundFlow now and start shaping your future, one fund at a time! Because when saving gets this simple and exciting, every day feels like payday!
Simpler Budget
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Turn your dreams into reality with a fun and simple savings tracker! Simpler Budget: Monarch Money makes learning about money management a rewarding adventure for kids and teens. Inspired by the clarity of Monarch Money principles and the responsible habits championed by the Dave Ramsey budget, this app is the perfect digital piggy bank for today's generation. Whether you're saving for a new toy, a video game, or a special course, our app helps you track your progress and reach your goals faster. Manage your chores and allowance with smart automation and build a foundation for a bright financial future! KEY FEATURES: * Your First Digital Piggy Bank - Create personalized savings goals with names and pictures. - Set your target amount and see exactly how much you need to save. - The perfect tool to visualize and achieve any dream purchase! * Smart Chores and Allowance Management - Easily track money earned from chores and allowance. - Set up automatic savings on a daily, weekly, or monthly schedule. - Builds consistent saving habits effortlessly, a core principle of the Dave Ramsey budget philosophy. * A Powerful Savings Tracker - Watch your savings grow with real-time updates and motivating visual progress bars. - Get smart estimates on when you'll reach your goal. - Our savings tracker keeps you focused and excited about your financial journey. * Flexible Money Management - Add extra income from gifts or special rewards. - Deduct money for purchases and watch the app automatically recalculate your goal timeline. - Teaches practical money skills in a simple, hands-on way. * Celebrate & Build Your Legacy - Receive fun congratulations when you reach a savings goal! - Share your success with friends and family on social media. - Completed goals are saved as permanent achievements, creating a trophy wall of your financial accomplishments. Why Simpler Budget: Monarch Money? - Inspired by Monarch Money: We bring the clarity and control of expert financial tools to a simple, kid-friendly interface. - Dave Ramsey Budget Principles: Encourages earning, thoughtful spending, and the power of consistent saving. - The Ultimate Piggy Bank: A modern take on a classic, making saving visual, interactive, and fun. - Effortless Savings Tracker: Automated features make it easy to stay on track. - Chores and Allowance Simplified: A great way to connect work with financial reward. - Builds Lifelong Skills: Teaches financial responsibility, patience, and planning. - Safe & Ad-Free: A secure environment for kids to learn and grow. Start your savings journey with Simpler Budget: Monarch Money today and build a collection of achieved goals that you can be proud of!
Screenshots
Verdict
The clearest difference is update cadence: Fund at daily against Simpler Budget's every 2 weeks. Fund also leads on iOS requirement (11.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Fund ships an update daily, Simpler Budget every 2 weeks. The most recent releases landed on October 8, 2026 and October 7, 2026 respectively.
| Parameter | Fund | Simpler Budget |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Number of ratings | 2 — better | — |
| Update frequency | Daily — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 11.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 53 MB | 26 MB |
| Age rating | 4+ | 4+ |
| Developer | Bo Bleyl | Cuong Nguyen |
In-app purchases
Fund
No in-app purchases
Simpler Budget
No in-app purchases









