Finkey vs SmPay
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Finkey
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Welcome to Finkey, the ultimate HR management tool designed to simplify employee attendance, leave requests, and salary processing. Finkey offers a user-friendly experience, allowing you to handle all HR tasks with ease. Key Features: GPS-Enabled Attendance: Accurately mark attendance with real-time GPS tracking, ensuring precise check-ins and check-outs. Detailed HR Reports: Access comprehensive reports on attendance, overtime, work hours, pending tasks, and daily logs to stay informed about your workforce. Leave & Salary Requests: Quickly submit leave applications, request salary advances, and manage approvals effortlessly. Finkey is your go-to app for efficient HR managementβeverything you need in one place!
SmPay
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SmPay is a payment app designed exclusively for Jalanidhi Projects. SmPay is a simple and secure payments app by Workmate that can be used to pay water bills. SmPay allows you to use BHIM UPI, your credit card and debit card or wallet to pay your water bills. You can also know your bill details, register your complaints and communicate with committee members and get announcement if any interruption occuring in water supply. The SmPay app is integrated with Razorpay payment gateway ,meets all your payment requirements. Razorpay Checkout offers multiple payment methods, allowing your the flexibility to complete the payment using the payment method of your choice. Refunds will be sent back to the original payment method used in making the payment. For example, if a credit card was used to make the payment, the refund will be pushed to the same credit card. Depending on the bank's processing time, it can take 5-7 business days for the refunds to reflect in the customer's bank account or card balance
Screenshots
Verdict
The clearest difference is iOS requirement: SmPay at 13.0 against Finkey's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly weekly. The most recent releases landed on September 23, 2026 and September 17, 2026 respectively.
| Parameter | Finkey | SmPay |
|---|---|---|
| Price | Free | Free |
| Update frequency | Weekly | Weekly |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod β better | iPhone, iPod |
| Requires iOS | 15.0 | 13.0 β better |
| Further details β not scored | ||
| Size | 52 MB | 23 MB |
| Age rating | 4+ | 4+ |
| Developer | DFINE DIGITAL SOLUTIONS LLP | WORKMATE INFOTECH PRIVATE LIMITED |
In-app purchases
Finkey
No in-app purchases
SmPay
No in-app purchases









