Comparison

Finkey vs SmPay

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Finkey

Features
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Welcome to Finkey, the ultimate HR management tool designed to simplify employee attendance, leave requests, and salary processing. Finkey offers a user-friendly experience, allowing you to handle all HR tasks with ease. Key Features: GPS-Enabled Attendance: Accurately mark attendance with real-time GPS tracking, ensuring precise check-ins and check-outs. Detailed HR Reports: Access comprehensive reports on attendance, overtime, work hours, pending tasks, and daily logs to stay informed about your workforce. Leave & Salary Requests: Quickly submit leave applications, request salary advances, and manage approvals effortlessly. Finkey is your go-to app for efficient HR managementβ€”everything you need in one place!

About

SmPay

Features
Read full description

SmPay is a payment app designed exclusively for Jalanidhi Projects. SmPay is a simple and secure payments app by Workmate that can be used to pay water bills. SmPay allows you to use BHIM UPI, your credit card and debit card or wallet to pay your water bills. You can also know your bill details, register your complaints and communicate with committee members and get announcement if any interruption occuring in water supply. The SmPay app is integrated with Razorpay payment gateway ,meets all your payment requirements. Razorpay Checkout offers multiple payment methods, allowing your the flexibility to complete the payment using the payment method of your choice. Refunds will be sent back to the original payment method used in making the payment. For example, if a credit card was used to make the payment, the refund will be pushed to the same credit card. Depending on the bank's processing time, it can take 5-7 business days for the refunds to reflect in the customer's bank account or card balance

Screenshots

Finkey4 screens
SmPay4 screens

Verdict

The call

The clearest difference is iOS requirement: SmPay at 13.0 against Finkey's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on September 23, 2026 and September 17, 2026 respectively.

Scorecard1 real difference Β· 5 level
Finkey versus SmPay: the parameters behind the verdict, then further details
ParameterFinkeySmPay
PriceFreeFree
Update frequencyWeeklyWeekly
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod β€” betteriPhone, iPod
Requires iOS15.013.0 β€” better
Further details β€” not scored
Size52 MB23 MB
Age rating4+4+
DeveloperDFINE DIGITAL SOLUTIONS LLPWORKMATE INFOTECH PRIVATE LIMITED

In-app purchases

None

Finkey

No in-app purchases

None

SmPay

No in-app purchases

Questions

Is Finkey free?
Finkey is free to download, with no in-app purchases.
Is SmPay free?
SmPay is free to download, with no in-app purchases.
Do Finkey or SmPay have ads?
Neither Finkey nor SmPay shows ads.
Which is updated more often, Finkey or SmPay?
Finkey ships an update weekly, and SmPay weekly. Most recently, Finkey was updated on September 23, 2026 and SmPay on September 17, 2026.

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