Comparison

PhBudget vs MoneyMind

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PhBudget

Easily manage your finances with this budgeting app. Track monthly expenses by category and set custom limits. Visual progress bars indicate if you exceed your budget.

Highlights
  • Expense category management
  • Monthly transaction tracking
  • Custom budget limits
  • Visual progress bars
  • Over-limit alerts
Read full description

PhBudget is a simple app to keep simple budgets. You can add expense categories and then on a monthly basis, track transactions against those categories. You can set custom 'limits' and progress bars will turn red if you go over those limits.

About

MoneyMind

Features
Read full description

MoneyMind helps you stay on top of spending, stick to budgets, and save toward what matters — without the noise. Built for clarity: your numbers stay on your iPhone or iPad. WHAT YOU CAN DO • Transactions — Log income and expenses with categories. Search, filter by week, month, or year, and see net balance at a glance. • Budgets — Set monthly limits per category. See progress, days left in the month, and clear alerts when you’re close to the limit or over. • Goals — Create savings goals, log contributions, and watch progress over time. See how much of this month’s income you’re putting toward goals. • Reports — Summaries, trends, category breakdowns, and balance over time. Tap into details and share a text summary when you need it. • Categories — Customize income and expense labels and icons to match how you actually spend. • Privacy-first — Data is stored locally on your device. Export your data as CSV anytime from Settings. • Currency — Choose from a wide list of currencies; your region helps pick a sensible default. Change currency in Settings (existing amounts are not auto-converted). Perfect if you want a calm budget tracker that respects your data and keeps the focus on habits, not clutter.

Screenshots

PhBudget4 screens
MoneyMind4 screens

Verdict

The call

The clearest difference is device support: MoneyMind at 2 against PhBudget's —. PhBudget's advantage is iOS requirement (12.0 vs 18.5). On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard2 real differences · 7 level
PhBudget versus MoneyMind: the parameters behind the verdict, then further details
ParameterPhBudgetMoneyMind
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequency—Every 3 days
Ads—Yes
In-app purchasesNoNo
MonetizationFree—
Devices—iPhone, iPad — better
Requires iOS12.0 — better18.5
Further details — not scored
Size27 MB15 MB
Age rating4+4+
DeveloperSteven FoskettBanghua Zhao

In-app purchases

None

PhBudget

No in-app purchases

None

MoneyMind

No in-app purchases

Questions

Is PhBudget free?
PhBudget is free to download, with no in-app purchases.
Is MoneyMind free?
MoneyMind is free to download, with no in-app purchases.

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