PhBudget vs PocketKnife Budget

PhBudget is a simple app to keep simple budgets. You can add expense categories and then on a monthly basis, track transactions against those categories. You can set custom 'limits' and progress bars will turn red if you go over those limits.

Your money. Your rules. PocketKnife Budget is a personal finance app built for people who want to understand where their money goes — without signing up, connecting a bank, or sharing personal information. Everything lives on your device. No cloud accounts, no syncing, no subscriptions. Just open the app and start budgeting. WHAT YOU CAN DO • See the full year at a glance on the Dashboard — total income, expenses, and net worth by month in one scrollable table. • Log income and expenses month by month, assign them to custom categories, and add optional notes. • Set up recurring expenses (subscriptions, rent, utilities) once — weekly, bi-weekly, monthly, quarterly, semi-annual, or annual — and they appear automatically every month. • Track a weekly spending budget and see exactly how much you've spent each week of the month. • Run a simple check register in the Ledger — log credits and debits, watch your running balance update live, and mark entries as cleared. • Understand your spending with four built-in charts: monthly income vs. expenses, spending by category (donut chart), monthly net trend, and weekly budget bars. • Tap any chart segment or bar to drill into the individual transactions behind it. • Create any number of custom categories, each with its own emoji and color. • Switch between dark and light mode with a single tap. WHAT MAKES IT DIFFERENT • Zero sign-up. Open it and go. • Your data never leaves your phone. No server, no cloud backup by the app. • No ads. No upsells. No paywalls. • Works completely offline. • 15 categories pre-loaded so you can start entering data immediately. BUILT FOR REAL LIFE Whether you're tracking a household budget, managing personal spending, or just want to stop wondering where your paycheck went, PocketKnife Budget gives you a clear, honest picture of your finances — no financial expertise required. Simple enough to start in two minutes. Detailed enough to last all year. FEATURES AT A GLANCE • Dashboard: yearly summary + month-by-month income / expense / net table • Monthly view: log income & expenses, recurring entries, weekly budget • Ledger: check register with starting balance and running totals • Categories: create, color-code, emoji-tag, and reorder your own categories • Charts: bar, donut, line, and weekly bar charts with tap-to-drill-down detail • Dark & light mode • All data stored locally — no account, no internet required, no ads