PhBudget vs Cent

PhBudget is a simple app to keep simple budgets. You can add expense categories and then on a monthly basis, track transactions against those categories. You can set custom 'limits' and progress bars will turn red if you go over those limits.

Meet Cent: the ultra-minimalist, private expense tracker designed for absolute speed and total data ownership. Most budgeting apps force you to create accounts, link your private bank details, and sync your financial life to the cloud. Cent does the exact opposite. It works 100% offline, keeping your financial data exactly where it belongs: locally on your device. With a frictionless design inspired by the speed of a daily calculator, Cent cuts through the noise so you can log an expense and get on with your day. WHY USE CENT? • 100% LOCAL & PRIVATE: Your data never leaves your phone. No servers, no data selling, and no privacy anxiety. • ZERO FRICTION: No sign-ups, no onboarding loops, and no login forms. Open the app and log immediately. • INSTANT LOGGING: Enter an amount on the dedicated numpad, tap a category, and save in a single gesture. • SMART HISTORY & INSIGHTS: View beautifully clean, native charts that break down your spending by category for the month. • EXPORT ANYTIME: You own your data. Export your entire history to a standard CSV file whenever you need to back it up or run a spreadsheet. Take control of your habits without sacrificing your privacy. Download Cent today.