PFH vs Quark After
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
PFH
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PFH Card Mobile is a professional, secure and reliable credit card platform that allows you to enjoy the convenience and benefits of credit cards anytime, anywhere. Whether you want to apply for a credit card or manage your existing PFH credit cards, PFH Card Mobile can meet your needs. PFH Card Mobile App Features: - Apply for your desired credit cards, choose the benefits that suit you, and quickly complete the review and account creating process. - View detailed information about your credit card including available limit, spending history, bills, repayment records and more. You can check the status of your credit card anytime and anywhere conveniently. - Obtain the latest information on credit card privileges including rebates, offers and rewards to make you spending smarter. - Contact PFH Card Mobile customer service to resolve any issues or needs, and get professional and friendly assistance. PFH Card Mobile's customer service team is always ready to provide you with credit card related services, making it easier and more secure for you to use your credit card. Download PFH Card Mobile now! Subject to terms & conditions. For details please visit: https://pfhcard.com/ To borrow or not to borrow? Borrow only if you can repay!
Quark After
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As a next-generation enabler of digital finance, Quark Card seamlessly connects you to the global payments networkβbridging stablecoins, bank cards, and digital assets for a faster, more flexible payment experience. Whether you're spending online, transacting in-store, or managing your assets, Quark empowers you with multi-currency wallet binding, real-time settlements, and intelligent conversion. Partnering with global networks and backed by advanced risk controls, every transaction is fast, secure, and traceable. Inspired by the smallest yet most powerful building block of matter, Quark symbolizes limitless financial potential and reflects our commitment to top-tier performance and intuitive user experience. Now, letβs use Quark,Empowering Global Payments, Beyond the Physical.
Screenshots
Verdict
The clearest difference is ads: PFH at none against Quark After's shown. Quark After's advantage is iOS requirement (13.0 vs 15.0). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 10, 2026 and October 8, 2026 respectively.
| Parameter | PFH | Quark After |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No β better | Yes |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 13.0 β better |
| Further details β not scored | ||
| Size | 138 MB | 40 MB |
| Age rating | 17+ | 4+ |
| Developer | PFH Finance Limited | JIAOZI FINANCIAL TECHNOLOGY CO., LIMITED |
In-app purchases
PFH
No in-app purchases
Quark After
No in-app purchases









