Credima vs Il Filo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Credima
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È disponibile l’app di Credima! Da oggi è possibile scaricare l’applicazione dedicata ai Soci Credima contenente le numerose funzionalità già attive nell’Area Riservata fruibile via web all’indirizzo areariservata.credima.it, ma sfruttando la comodità di averle in un’unica app gratuita sul tuo smartphone! Con questo strumento potrai: - Ricevere le notifiche con tutte le novità sulla Mutua - Inserire le tue richieste di rimborso in modo semplice e veloce e verificarne lo stato - Consultare la tua anagrafica e modificare alcuni dati presenti - Controllare i versamenti dei contributi associativi annuali - Scaricare i documenti utili per la dichiarazione dei redditi - Ricercare la struttura convenzionata più vicina a casa tua E molto altro ancora! Scarica subito l’app dallo store e connettiti al mondo di Credima!
Il Filo
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Il Filo keeps what happened, the decisions you made and what you want to do next, so you can resume without starting over. A project to move forward, a home to work on, a trip to plan or a family commitment to keep track of. Between one thing and another, days go by, plans change and decisions are made. When you return, you want to pick up where you left off. Il Filo fits any part of your life: anything you want to follow over time can become a Filo. EVERYTHING YOU NEED TO PICK UP AGAIN Create a Filo and gather the information that belongs to it. Add Traces to keep updates and decisions, choose the Step to take now and prepare the next ones. Write with bold text, highlights, lists and links. Add items to check off in Steps, record outcomes and keep audio notes up to two minutes long. The Timeline brings back your progress and Key Points, even weeks later. EXPENSES HAVE A CONTEXT TOO A quote for your home, a deposit for a trip, an expense to settle. With Budget, keep amounts and payments inside the Filo they belong to. Choose a currency, set an overall limit if you need one and add expenses. See what you have already paid and what you still expect to spend, compare estimates with your limit and link expenses to Steps. When you close a Budget, it stays in the Timeline. COMMITMENTS CONNECTED TO WHAT YOU ARE FOLLOWING Schedule Appointments within their Filo and find them in the Agenda alongside Steps with reminders. Filo cards show the nearest reminder across Steps and Appointments. Widgets show what to pick up again and today’s Appointments, right on your device’s Home Screen. YOUR ORDER, YOUR POINTS OF REFERENCE Organize Fili into Collections with icons and colors, save favorites and customize your Home sections. Search, filter and sort archives by recent activity or name, with favorites first. To get started, explore examples for home, travel, study, family and personal projects. YOUR CONTENT, UNDER YOUR CONTROL Il Filo is free and works offline, without a FILO account, ads or analytics tools. Keep your archive on your device or choose to sync it through your Apple Account’s private iCloud. If two changes need a decision, compare the versions and choose what to keep. You can also export and import an encrypted .filo backup, protected by a password or recovery key. Light and dark themes, adjustable text and an interface in Italian and English. When you return, the context is still there.
Screenshots
Verdict
The clearest difference is update cadence: Il Filo at every 9 days against Credima's every 4 months. Credima's advantage is iOS requirement (14.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Credima ships an update every 4 months, Il Filo every 9 days. The most recent releases landed on October 12, 2026 and October 24, 2026 respectively.
| Parameter | Credima | Il Filo |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 months | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 14.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 29 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | Credima Societa' di Mutuo Soccorso | Filippo Lacagnina |
In-app purchases
Credima
No in-app purchases
Il Filo
No in-app purchases









