Comparison

SplitX vs PayGuru

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

SplitX

Features
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Manage Group Finances Effortlessly with SplitX! Welcome to SplitX – the ultimate tool for simplifying group expense management! Whether it’s a holiday with friends, shared living costs, or any group activity, SplitX takes the hassle out of managing shared finances. It's the perfect solution for roommates, travelers, couples, and friends to organize their shared expenses, ensuring everyone is on the same page about who needs to pay what. Key Features: - Quick Group Creation: Start a group in seconds. Easy setup, easier management. - Versatile Splitting Options: Equal, custom amount, or percentage-based splits for every need. - In-App Messaging: Discuss and manage expenses with your group without leaving the app. - Transparent Expense History: Track every penny spent and received for full transparency. - Clear Settlements: Know exactly who owes what, making settling up simple and fair. - Instant Notifications: Stay updated with real-time alerts on expenses and payments. Say goodbye to financial misunderstandings and tedious calculations. With SplitX, enjoy seamless, transparent, and fair expense management. Download now for a smarter way to handle group expenses!

About

PayGuru

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PayGuru is your all-in-one platform for accessing a wide range of partner services, managing digital accounts β€” all from one convenient app. Whether overseeing accounts, managing partner-specific balances, or accessing exclusive partner products, PayGuru simplifies the process with a seamless and intuitive interface. The app is built to support both individuals and businesses in streamlining financial interactions and maximizing convenience. Key Features: Multi-Partner Access: Easily browse and interact with products and services from partner providers. Digital Accounts: Maintain one or more digital accounts linked to various partners, each with their own balance and transaction history. Real-Time Transactions: View transaction confirmations, detailed logs, and balances in real time. Who is PayGuru for? Clients managing financial interactions with multiple vendors or service providers. Businesses offering partner-linked products who need a centralized solution. Users who want a simplified, unified account system to track and manage their spending. Why Choose PayGuru? Secure and encrypted transactions Clear wallet balances and audit trails Scalable across various industries and use cases Easy onboarding and account setup PayGuru is continuously evolving with new features and partner integrations being added regularly. Our goal is to empower clients with full control over their digital financial interactions, no matter the service provider. Download PayGuru today and take control of your partner payments and wallets β€” all in one place.

Screenshots

SplitX4 screens
PayGuru4 screens

Verdict

The call

The clearest difference is ads: PayGuru at none against SplitX's shown. SplitX's advantage is update cadence (every 4 days vs every 6 months) and iOS requirement (13.0 vs 15.1). On price, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SplitX ships an update every 4 days, PayGuru every 6 months. The most recent releases landed on November 8, 2026 and October 30, 2026 respectively.

Scorecard3 real differences Β· 3 level
SplitX versus PayGuru: the parameters behind the verdict, then further details
ParameterSplitXPayGuru
PriceFreeFree
Update frequencyEvery 4 days β€” betterEvery 6 months
AdsYesNo β€” better
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 β€” better15.1
Further details β€” not scored
Size82 MB32 MB
Age rating4+4+
DeveloperCorange Lab LLPPayGuru

In-app purchases

None

SplitX

No in-app purchases

None

PayGuru

No in-app purchases

Questions

Is SplitX free?
SplitX is free to download, with no in-app purchases.
Is PayGuru free?
PayGuru is free to download, with no in-app purchases.
Do SplitX or PayGuru have ads?
SplitX shows ads; PayGuru does not.
Which is updated more often, SplitX or PayGuru?
SplitX ships an update every 4 days, and PayGuru every 6 months. Most recently, SplitX was updated on November 8, 2026 and PayGuru on October 30, 2026.

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