PayFiniti vs LubyPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayFiniti
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Link External Wallets Easily connect your external wallets to Payfiniti, allowing you to manage all your funds in one convenient location. Whether it's your cryptocurrency wallet or another digital wallet, Payfiniti provides seamless integration for effortless management. Seamless Activity Tracking Keep tabs on your financial activity with PayFiniti's intuitive tracking features. Monitor your spending, track incoming payments, and stay informed about your financial transactions in real-time, all within the PayFiniti app. Versatile Funding Channels Add funds to your PayFiniti account using multiple channels, including ACH, wire transfers, cryptocurrency, and more. With a variety of funding options available, you can choose the method that's most convenient for you and your financial needs. Unlock Limitless Potential With our Universal Cashless Wallet, effortlessly make transactions anytime, anywhere, empowering your business to thrive in the digital age. Seamless Integration, Effortless Growth Say goodbye to operational disruptions. PayFiniti seamlessly integrates with your existing systems, ensuring a smooth transition to digital payments and unlocking new avenues for growth. Speed and Security Experience lightning-fast transactions without compromising security. With PayFiniti, your financial information is safeguarded, giving you peace of mind in every transaction. Cost-Effective Solutions Keep your costs low and your opportunities endless. PayFiniti offers low fees and unlimited transactions, giving you the freedom to expand your business without breaking the bank. Confidence and Convenience Backed by Pass through FDIC insurance via our sponsor bank Florida Capital Bank, PayFiniti provides an extra layer of security, instilling confidence in every transaction. Plus, enjoy instant transfers, giving you the power to control your finances in real-time.
LubyPay
This mobile e-wallet simplifies daily transactions with secure, convenient cashless payments. It offers a multi-currency wallet, instant fund additions, and various money transfer options, aiming to give users control over their financial freedom.
- Secure and convenient payments
- Free multi-currency wallet
- Instant fund addition
- Send, request, and transfer money
- Multi-currency exchange
- Virtual card issuance
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LubyPay is a mobile e-wallet that aims to transform the way consumers transact on a daily basis. Luby Pay App allows its users to simplify the payment process. LubyPay is a secure and rewarding lifestyle e-wallet app. Our mission is to provide everyone with a worry-free cashless mobile payment experience all day every day. We aim to create a new generation of individuals to regain control of their financial freedom and rediscover value in financial services.. Important Features: - Convenient and secure payment - Free Multi-currency Wallet - Instantly add fund - Send Money - Request Money - Transfer Money - Multi-currency exchange service - Payout Services - Gift Card - Virtual Card
Screenshots
Verdict
The clearest difference is update cadence: LubyPay at every 2 weeks against PayFiniti's monthly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PayFiniti ships an update monthly, LubyPay every 2 weeks. The most recent releases landed on October 7, 2026 and October 1, 2026 respectively.
| Parameter | PayFiniti | LubyPay |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Monthly | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 14.0 | 13.4 — better |
| Further details — not scored | ||
| Size | 67 MB | 68 MB |
| Age rating | 17+ | 17+ |
| Developer | PayFiniti LLC | LubyAll LLC |
In-app purchases
PayFiniti
No in-app purchases
LubyPay
No in-app purchases








