Comparison

PayFiniti vs LubyPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayFiniti

Features
Read full description

Link External Wallets Easily connect your external wallets to Payfiniti, allowing you to manage all your funds in one convenient location. Whether it's your cryptocurrency wallet or another digital wallet, Payfiniti provides seamless integration for effortless management. Seamless Activity Tracking Keep tabs on your financial activity with PayFiniti's intuitive tracking features. Monitor your spending, track incoming payments, and stay informed about your financial transactions in real-time, all within the PayFiniti app. Versatile Funding Channels Add funds to your PayFiniti account using multiple channels, including ACH, wire transfers, cryptocurrency, and more. With a variety of funding options available, you can choose the method that's most convenient for you and your financial needs. Unlock Limitless Potential With our Universal Cashless Wallet, effortlessly make transactions anytime, anywhere, empowering your business to thrive in the digital age. Seamless Integration, Effortless Growth Say goodbye to operational disruptions. PayFiniti seamlessly integrates with your existing systems, ensuring a smooth transition to digital payments and unlocking new avenues for growth. Speed and Security Experience lightning-fast transactions without compromising security. With PayFiniti, your financial information is safeguarded, giving you peace of mind in every transaction. Cost-Effective Solutions Keep your costs low and your opportunities endless. PayFiniti offers low fees and unlimited transactions, giving you the freedom to expand your business without breaking the bank. Confidence and Convenience Backed by Pass through FDIC insurance via our sponsor bank Florida Capital Bank, PayFiniti provides an extra layer of security, instilling confidence in every transaction. Plus, enjoy instant transfers, giving you the power to control your finances in real-time.

About

LubyPay

This mobile e-wallet simplifies daily transactions with secure, convenient cashless payments. It offers a multi-currency wallet, instant fund additions, and various money transfer options, aiming to give users control over their financial freedom.

Highlights
  • Secure and convenient payments
  • Free multi-currency wallet
  • Instant fund addition
  • Send, request, and transfer money
  • Multi-currency exchange
  • Virtual card issuance
Features
Read full description

LubyPay is a mobile e-wallet that aims to transform the way consumers transact on a daily basis. Luby Pay App allows its users to simplify the payment process. LubyPay is a secure and rewarding lifestyle e-wallet app. Our mission is to provide everyone with a worry-free cashless mobile payment experience all day every day. We aim to create a new generation of individuals to regain control of their financial freedom and rediscover value in financial services.. Important Features: - Convenient and secure payment - Free Multi-currency Wallet - Instantly add fund - Send Money - Request Money - Transfer Money - Multi-currency exchange service - Payout Services - Gift Card - Virtual Card

Screenshots

PayFiniti4 screens
LubyPay4 screens

Verdict

The call

The clearest difference is update cadence: LubyPay at every 2 weeks against PayFiniti's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PayFiniti ships an update monthly, LubyPay every 2 weeks. The most recent releases landed on October 7, 2026 and October 1, 2026 respectively.

Scorecard1 real difference · 8 level
PayFiniti versus LubyPay: the parameters behind the verdict, then further details
ParameterPayFinitiLubyPay
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyMonthlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.013.4 — better
Further details — not scored
Size67 MB68 MB
Age rating17+17+
DeveloperPayFiniti LLCLubyAll LLC

In-app purchases

None

PayFiniti

No in-app purchases

None

LubyPay

No in-app purchases

Questions

Is PayFiniti free?
PayFiniti is free to download, with no in-app purchases.
Is LubyPay free?
LubyPay is free to download, with no in-app purchases.
Do PayFiniti or LubyPay have ads?
Neither PayFiniti nor LubyPay shows ads.
Which is updated more often, PayFiniti or LubyPay?
PayFiniti ships an update monthly, and LubyPay every 2 weeks. Most recently, PayFiniti was updated on October 7, 2026 and LubyPay on October 1, 2026.

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